14.2.2.2 Debit Account is of type Vostro (Account Class - Normal)

For Vostro accounts, the ECA - External Credit Approval request will be sent to the ECA system for the debit account / debit amount (Transfer Amount) before posting debit liquidation entries.

If the network level 'Early Nostro/Vostro entry posting' flag value is 'Yes', then the ECA check is done first after resolving debit account. Debit liquidation entries are posted before moving the transaction to Non STP queue if the transaction is moving to Non STP queue (PQSNSTPQ) due to the Non STP rule evaluation or during the initial validations processing.

The transaction data will be populated in the host table and will be made available to view the transaction details in transaction view screen (Outbound Cross Border / RTGS Transaction View Screen - PXDOVIEW).

Once the response (positive) is received from the ECA system, the debit accounting entry posting will be done. The accounting entries will get handed off to accounting system. The transaction will get processed further.

If the transaction is booked via Incoming SWIFT messages, then the Non STP rule will get evaluated and the transaction will be moved to Non STP if the rule gets satisfied.

If the transaction is booked via incoming services (SOAP/REST) / via manual input screen, then the initial repair validations will be done.

If the ECA system response is negative, then the transaction cancellation processing will get triggered (Refer the Section Transaction Cancellation - Credit Entry Posting).

If the flag value is set as 'No', then the ECA - External Credit Approval request will be sent to the ECA system before the accounting entry posting processing step.

If the ECA system response is positive, then the accounting entry posting will be done. The debit accounting entry posting along with credit entry posting will be done. The accounting entries will get handed off to accounting system. The transaction will get processed further. i.e. network cutoff validation, payment message generation steps will get triggered. Queue action log will be populated for the ECA request and response.

If the ECA system response is negative, then the transaction cancellation processing will get triggered. (Refer the Section Transaction Cancellation - Credit Entry Posting ).

Note:

If the ECA system response (positive) is received on a later date, the ECA Undo (or) ECA Reversal Request will be sent to the ECA system and the transaction processing will be done again.