Table of Contents

• Title and Copyright Information
• Preface
  • Purpose
  • Audience
  • Documentation Accessibility
  • Critical Patches
  • Diversity and Inclusion
  • Conventions
  • Related Resources
  • Screenshot Disclaimer
  • Acronyms and Abbreviations
  • Basic Actions
  • Symbols, Definitions and Abbreviations
• 1 Domestic Low Value Payments - NEFT
  • 1.1 Overview of National Electronic Funds Transfer (NEFT)
  • 1.2 NEFT Maintenance
• 2 NEFT Outbound Payments
  • 2.1 NEFT Outbound Transaction Input
    • 2.1.1 NEFT Outbound Transaction Input
      • 2.1.1.1 Main Tab
      • 2.1.1.2 Additional Details Tab
      • 2.1.1.3 Pricing Tab
      • 2.1.1.4 UDF Button
      • 2.1.1.5 MIS Button
      • 2.1.1.6 View Change Log
      • 2.1.1.7 Saving of Outbound Transaction
      • 2.1.1.8 NEFT Inbound Transaction Summary
    • 2.1.2 NEFT Outbound Transaction View
      • 2.1.2.1 Exceptions Tab
      • 2.1.2.2 UDF Button
      • 2.1.2.3 MIS Button
      • 2.1.2.4 View Queue Action Log
      • 2.1.2.5 Accounting Details
      • 2.1.2.6 All Messages
      • 2.1.2.7 View Repair Log
      • 2.1.2.8 NEFT Outbound Transaction View Summary
    • 2.1.3 NEFT Outbound Transaction Booking via Upload
      • 2.1.3.1 Single Payment Service
      • 2.1.3.2 C2B File Upload
  • 2.2 NEFT Outbound Payments Processing
    • 2.2.1 NEFT Outbound Payment Validations
      • 2.2.1.1 Beneficiary ID Validation
      • 2.2.1.2 Mandatory Fields/ Referential Data Checks
      • 2.2.1.3 Account Type Validation
      • 2.2.1.4 LEI Validation
      • 2.2.1.5 NRE Account Validation
      • 2.2.1.6 Processing Cutoff Check
      • 2.2.1.7 Intra Bank Transfer Check
      • 2.2.1.8 Network Validations and Special Character Replacement
      • 2.2.1.9 Computation of Charge and Tax
      • 2.2.1.10 Exception Queue
      • 2.2.1.11 Authorization Limit Check
      • 2.2.1.12 Transaction Cutoff Time Validations
      • 2.2.1.13 Sanction Check
      • 2.2.1.14 FX Limit Check
      • 2.2.1.15 External Credit Approval Check
      • 2.2.1.16 Network Cutoff Time Check
      • 2.2.1.17 Transaction Accounting
      • 2.2.1.18 Dispatch Accounting
      • 2.2.1.19 Future Valued Transaction Processing
      • 2.2.1.20 Branch Holiday Parameter
    • 2.2.2 Outgoing pacs.008.001.09 Message Generation and Dispatch
    • 2.2.3 Notification
    • 2.2.4 Indo Nepal Remittance Processing
    • 2.2.5 Prefunded Payments Processing
  • 2.3 NEFT Message Browser
    • 2.3.1 NEFT Outbound Message Browser
    • 2.3.2 Negative Acknowledgement Processing Details
  • 2.4 NEFT Acknowledgment Processing
    • 2.4.1 SFMS ACK/NAK Messages Processing
    • 2.4.2 Credit Confirmation ACK Message - camt.059.001.06 Processing
• 3 NEFT Inbound Payments
  • 3.1 NEFT Inbound Transaction Input
    • 3.1.1 NEFT Inbound Transaction Input
      • 3.1.1.1 Main Tab
      • 3.1.1.2 Additional Details Tab
      • 3.1.1.3 Pricing Tab
      • 3.1.1.4 UDF Button
      • 3.1.1.5 MIS Button
      • 3.1.1.6 View Change Log
      • 3.1.1.7 NEFT Inbound Transaction Summary
    • 3.1.2 NEFT Inbound Payment View
      • 3.1.2.1 Exceptions Tab
      • 3.1.2.2 UDF Button
      • 3.1.2.3 MIS Button
      • 3.1.2.4 View Queue Action Log
      • 3.1.2.5 Accounting Details
      • 3.1.2.6 All Messages
      • 3.1.2.7 View Repair Log
      • 3.1.2.8 NEFT Inbound Payments View Summary
  • 3.2 NEFT Inbound Payments Processing
    • 3.2.1 NEFT Inbound Payment Validations
      • 3.2.1.1 Initial Validations
      • 3.2.1.2 Business Override Checks
      • 3.2.1.3 Process Exception Checks
      • 3.2.1.4 Network Validations
      • 3.2.1.5 LEI Validation
      • 3.2.1.6 Non - NRE A/c to NRE A/c Payment Check
      • 3.2.1.7 Credit Card Payment Processing
      • 3.2.1.8 Authorization Limit Check
      • 3.2.1.9 Future Valued Check
      • 3.2.1.10 FX Limit Check
      • 3.2.1.11 camt.054.001.08 and Incoming pacs.008.001.09 Messages Matching & Release Final Credit
      • 3.2.1.12 Accounting Handoff
    • 3.2.2 Notifications
  • 3.3 NEFT Message Browser
    • 3.3.1 NEFT EOB/EOD Browser
      • 3.3.1.1 View Message
      • 3.3.1.2 View Settlement
      • 3.3.1.3 View Accounting
    • 3.3.2 NEFT Inbound Message Browser
  • 3.4 NEFT Acknowledgment Processing
    • 3.4.1 Message Dispatch - Outbound camt.059.001.06 Credit Confirmation ACK Message
  • 3.5 NEFT camt.054.001.08 Manual Initiation
    • 3.5.1 NEFT EOB/EOD Input
      • 3.5.1.1 NEFT N04 Input Detailed Summary
    • 3.5.2 NEFT camt.054.001.08 Manual Processing
      • 3.5.2.1 Incoming pacs.008.001.09 Message Processing
• 4 NEFT Return Payments
  • 4.1 NEFT Inbound Return Payments
    • 4.1.1 Returns Processing as per B+4 Settlement Batches
    • 4.1.2 Returns Processing after B+4 Cutoff Time
    • 4.1.3 Message Dispatch - Pacs.004
    • 4.1.4 NEFT Return of Inbound Payment
      • 4.1.4.1 NEFT Return of Inbound Payment Summary
  • 4.2 NEFT Outbound Return Payments
    • 4.2.1 NEFT Outbound Payments - Returns Processing
    • 4.2.2 NEFT Return of Outbound Payment
      • 4.2.2.1 NEFT Return of Outbound Payment Summary
• 5 NEFT Reject Payments
  • 5.1 NEFT - Network Rejects
    • 5.1.1 N03 Transaction Summary View
    • 5.1.2 Pacs.002.001.11 - NEFT RBI Reject of Outbound Payment (pacs.008.001.09)/Outbound Return (Pacs.004)
    • 5.1.3 Pacs.002.001.11 - NEFT Clearing Centre Reject of Inbound Payment (Pacs.008.001.09)