Table of Contents

• Title and Copyright Information
• 1 Preface
  • 1.1 Purpose
  • 1.2 Audience
  • 1.3 Documentation Accessibility
  • 1.4 Critical Patches
  • 1.5 Diversity and Inclusion
  • 1.6 Conventions
  • 1.7 Related Resources
  • 1.8 Screenshot Disclaimer
  • 1.9 Acronyms and Abbreviations
  • 1.10 Basic Actions
  • 1.11 Symbols, Definitions and Abbreviations
• 2 US ACH Payments Overview
  • 2.1 US ACH Maintenance
    • 2.1.1 Existing Maintenances
      • 2.1.1.1 Common Core Maintenance
      • 2.1.1.2 Payment Core Maintenance
      • 2.1.1.3 Pricing Related Maintenance
    • 2.1.2 US ACH Maintenance
    • 2.1.3 US ACH Credit Accounting Preference
      • 2.1.3.1 Payment Preferences Tab
      • 2.1.3.2 R-Transaction Preferences Tab
      • 2.1.3.3 US ACH Credit Accounting Preference Summary
    • 2.1.4 US ACH Network Preference
      • 2.1.4.1 US ACH Network Preference Summary
    • 2.1.5 US ACH Debit Accounting Preference
      • 2.1.5.1 Payment Preferences Tab
      • 2.1.5.2 R-Transaction Preferences Tab
      • 2.1.5.3 US ACH Debit Accounting Preference Summary
    • 2.1.6 US ACH Dispatch Parameters
      • 2.1.6.1 US ACH Dispatch Parameters Summary
    • 2.1.7 Company ID - Account Mapping Detailed
      • 2.1.7.1 Company ID - Account Mapping Summary
    • 2.1.8 US ACH Debit Mandate
      • 2.1.8.1 US ACH Debit Mandate Summary
    • 2.1.9 Inbound US ACH Authorization
    • 2.1.10 US ACH Directory
      • 2.1.10.1 US ACH Directory Summary
    • 2.1.11 US ACH Directory Upload
    • 2.1.12 US-ACH Company ID Preferences
      • 2.1.12.1 US ACH Company ID Preferences Summary
  • 2.2 US ACH Credit Transfer
    • 2.2.1 Outbound US ACH Credit Transfer Input
      • 2.2.1.1 Main Tab
      • 2.2.1.2 Main Tab - Addenda Details
      • 2.2.1.3 Pricing Tab
      • 2.2.1.4 UDF Button
      • 2.2.1.5 MIS Button
      • 2.2.1.6 Accounting Entries
      • 2.2.1.7 Outbound US ACH Credit Transfer Input Summary
    • 2.2.2 View Outbound US ACH Credit Transfer
      • 2.2.2.1 Exceptions Tab
      • 2.2.2.2 View Queue Action
      • 2.2.2.3 UDF View
      • 2.2.2.4 MIS View
      • 2.2.2.5 Accounting Entries
      • 2.2.2.6 All Messages
      • 2.2.2.7 ACK/ATX Message
      • 2.2.2.8 NOC Message
      • 2.2.2.9 View Outbound US ACH Credit Transfer Summary
    • 2.2.3 Credit Outbound Transaction Processing
      • 2.2.3.1 Non STP Validation
      • 2.2.3.2 Settlement Preference Derivation
      • 2.2.3.3 Date Derivation
      • 2.2.3.4 Process Exception Check
      • 2.2.3.5 Business Override Validations
      • 2.2.3.6 Authorization Limits Check
      • 2.2.3.7 Processing Cut-off Checks
      • 2.2.3.8 Sanctions Check
      • 2.2.3.9 Future Date Checks
      • 2.2.3.10 FX Validation
      • 2.2.3.11 Pricing
      • 2.2.3.12 External Credit Approval Check
      • 2.2.3.13 Network Cut-Off Check
      • 2.2.3.14 Accounting
      • 2.2.3.15 Dispatch Processing
      • 2.2.3.16 On-us Transfer Processing
      • 2.2.3.17 Zero Dollar Entry Processing
      • 2.2.3.18 Pre Notification Entry Processing
    • 2.2.4 Inbound US ACH Credit Transfer Input
      • 2.2.4.1 Process Main Tab
      • 2.2.4.2 Main Tab - Addenda Details
      • 2.2.4.3 Process Pricing Tab
      • 2.2.4.4 UDF Button
      • 2.2.4.5 MIS Button
      • 2.2.4.6 Accounting Entries
      • 2.2.4.7 Inbound US ACH Credit Transfer Input Summary
    • 2.2.5 View Inbound US ACH Credit Transfer
      • 2.2.5.1 Exceptions Tab
      • 2.2.5.2 View Queue Action
      • 2.2.5.3 UDF View
      • 2.2.5.4 MIS View
      • 2.2.5.5 View Repair Log
      • 2.2.5.6 Accounting Entries
      • 2.2.5.7 All Messages
      • 2.2.5.8 ACK/ATX Message
      • 2.2.5.9 NOC Message
      • 2.2.5.10 View Inbound US ACH Credit Transfer Summary
    • 2.2.6 Credit Inbound Transaction Processing
      • 2.2.6.1 Non STP Processing
      • 2.2.6.2 SEC Code Specific Validations
      • 2.2.6.3 Repair Validations
      • 2.2.6.4 Business Override Validations
      • 2.2.6.5 Authorization Limits Check
      • 2.2.6.6 Sanctions Check
      • 2.2.6.7 Future Date Checks
      • 2.2.6.8 FX Validation
      • 2.2.6.9 Pricing
      • 2.2.6.10 External Account Check
      • 2.2.6.11 Accounting
      • 2.2.6.12 Zero Dollar Entry Processing
      • 2.2.6.13 Pre Notification Entry Processing
    • 2.2.7 US ACH Credit SI Template
      • 2.2.7.1 Main Tab
      • 2.2.7.2 Main Tab - Addenda Details
      • 2.2.7.3 Pricing Tab
      • 2.2.7.4 UDF Button
      • 2.2.7.5 MIS Button
      • 2.2.7.6 Frequency Details
  • 2.3 US ACH Direct Debit
    • 2.3.1 Outbound US ACH Debit Transaction Input
      • 2.3.1.1 Main Tab
      • 2.3.1.2 Main Tab - Addenda Details
      • 2.3.1.3 Pricing Tab
      • 2.3.1.4 UDF Button
      • 2.3.1.5 MIS Button
      • 2.3.1.6 Accounting Entries
      • 2.3.1.7 Outbound US ACH Debit Transaction Input Summary
    • 2.3.2 View Outbound US ACH Debit Transaction
      • 2.3.2.1 Exceptions Tab
      • 2.3.2.2 View Queue Action
      • 2.3.2.3 UDF View
      • 2.3.2.4 MIS View
      • 2.3.2.5 Accounting Entries
      • 2.3.2.6 All Messages
      • 2.3.2.7 ACK/ATX Message
      • 2.3.2.8 NOC Message
      • 2.3.2.9 View Outbound US ACH Debit Transaction Summary
    • 2.3.3 Debit Outbound Transaction Processing
      • 2.3.3.1 Non STP Validation
      • 2.3.3.2 Settlement Preference Derivation
      • 2.3.3.3 Date Derivation
      • 2.3.3.4 Same Day ACH Debit
      • 2.3.3.5 Process Exception Validations
      • 2.3.3.6 Business Override Validations
      • 2.3.3.7 Authorization Limits Check
      • 2.3.3.8 Processing Cut-off Checks
      • 2.3.3.9 Sanctions Check
      • 2.3.3.10 Future Date Checks
      • 2.3.3.11 FX Validation
      • 2.3.3.12 External Account Check
      • 2.3.3.13 Dispatch Processing
      • 2.3.3.14 On-us Transfer Processing
      • 2.3.3.15 Zero Dollar Entry Processing
      • 2.3.3.16 Pre Notification Entry Processing
    • 2.3.4 Inbound US ACH Debit Transaction Input
      • 2.3.4.1 Main Tab
      • 2.3.4.2 Main Tab - Addenda Details
      • 2.3.4.3 Pricing Tab
      • 2.3.4.4 UDF Button
      • 2.3.4.5 MIS Button
      • 2.3.4.6 Inbound US ACH Debit Transaction Input Summary
    • 2.3.5 View Inbound US ACH Debit Transaction
      • 2.3.5.1 Exceptions Tab
      • 2.3.5.2 View Queue Action
      • 2.3.5.3 UDF View
      • 2.3.5.4 MIS View
      • 2.3.5.5 Accounting Entries
      • 2.3.5.6 All Messages
      • 2.3.5.7 ACK/ATX Message
      • 2.3.5.8 NOC Message
      • 2.3.5.9 View Inbound US ACH Debit Transaction Summary
    • 2.3.6 Debit Inbound Transaction Processing
      • 2.3.6.1 Non STP Validation
      • 2.3.6.2 Business Override Validations
      • 2.3.6.3 Authorization Limits Check
      • 2.3.6.4 Sanctions Check
      • 2.3.6.5 Future Date Checks
      • 2.3.6.6 FX Validation
      • 2.3.6.7 External Credit Approval Check
      • 2.3.6.8 Zero Dollar Entry Processing
      • 2.3.6.9 Pre Notification Entry Processing
    • 2.3.7 US ACH Debit Transfer SI Template
      • 2.3.7.1 Main Tab
      • 2.3.7.2 Main Tab - Addenda Details
      • 2.3.7.3 Pricing Tab
      • 2.3.7.4 UDF Button
      • 2.3.7.5 MIS Button
      • 2.3.7.6 Accounting Details
      • 2.3.7.7 Frequency Details
    • 2.3.8 Standing Instruction Template Validation
  • 2.4 US ACH Payment Browser
    • 2.4.1 US ACH Dispatch File Log Summary
      • 2.4.1.1 Message
      • 2.4.1.2 Process View Queue Action
      • 2.4.1.3 Process Accounting Entries
    • 2.4.2 Inbound File Summary
      • 2.4.2.1 Message
      • 2.4.2.2 Accounting Entries
      • 2.4.2.3 View Transaction Records
    • 2.4.3 Inbound US ACH NOC Browser
      • 2.4.3.1 Refuse
    • 2.4.4 Inbound US ACH NOC Refusal Summary
  • 2.5 ACH Payments Return
    • 2.5.1 US ACH Return of Receipt View
      • 2.5.1.1 Main Tab
      • 2.5.1.2 Return Response Tab
      • 2.5.1.3 View Queue Action
      • 2.5.1.4 Accounting Entries
      • 2.5.1.5 US ACH Return of Receipt View Summary
    • 2.5.2 US ACH Return of Origination View
      • 2.5.2.1 Return Tab
      • 2.5.2.2 Return Response Tab
      • 2.5.2.3 View Queue Action
      • 2.5.2.4 Accounting Entries
      • 2.5.2.5 US ACH Return of Origination View Summary
    • 2.5.3 US ACH Inbound Return Queue
      • 2.5.3.1 Accept
      • 2.5.3.2 Reinitiate
      • 2.5.3.3 Dishonor
      • 2.5.3.4 Authorize
      • 2.5.3.5 Delete
      • 2.5.3.6 View Transaction
      • 2.5.3.7 View Queue Action
    • 2.5.4 US ACH Outbound Reversal
      • 2.5.4.1 US ACH Outbound Reversal Summary
    • 2.5.5 US ACH Outbound Reversal View
      • 2.5.5.1 Reversal Tab
      • 2.5.5.2 Reversal Response Tab
      • 2.5.5.3 View Queue Action
      • 2.5.5.4 Accounting Entries
      • 2.5.5.5 US ACH Outbound Reversal View Summary
    • 2.5.6 US ACH Inbound Reversal
      • 2.5.6.1 View Queue Action
      • 2.5.6.2 Accounting Entries
      • 2.5.6.3 US ACH Inbound Reversal Summary
    • 2.5.7 US ACH Inbound Reversal Queue
      • 2.5.7.1 Accept
      • 2.5.7.2 Dishonor
      • 2.5.7.3 Authorize
      • 2.5.7.4 Delete
      • 2.5.7.5 View Transaction
      • 2.5.7.6 View Queue Action