1.1.9 UPI Circle Payments

UPI Circle Payments enables customers to link RuPay Credit Cards to the UPI payment system and use them for payments across UPI merchants, delivering a seamless digital credit-card lifecycle experience.

The Reserve Bank of India (RBI) has approved linking RuPay Credit Cards to UPI. This capability expands payment options for customers by allowing RuPay Credit Cards to be used through UPI, while retaining RuPay card benefits and promoting cashless transactions.

With this integration, RuPay Credit Cards can be accepted at UPI merchants, offering a consistent and digitally enabled payment experience.

• RuPay Credit Card APIs
  RuPay Credit Card APIs enable end-to-end processing for UPI Circle payment journeys across TPAP/Channel, PSP UPI switch, NPCI UPI switch, and Bank systems, covering customer onboarding requests, payment initiation, and retrieval of asynchronous responses through query service.