2.7.3 Rupay Credit Card UPI Transactions

Support is provided for UPI transactions initiated using RuPay Credit Cards. The following existing APIs have been updated to support RuPay Credit Card onboarding and UPI payments:

PSP UPI Switch

• RespListAccPvd API is enhanced to receive Version no 2.99 with description CREDIT CARD in RespListAccPvd from the NPCI UPI switch.
• RespListPsp API is enhanced to receive Version no 2.99 with description CREDIT CARD in RespListPsp from the NPCI UPI switch.

PSP UPI Switch and Bank UPI Switch

• ReqListAccount API is enhanced to support Detail name ACTYPE with value CREDIT in the request.
• RespListAccount API is enhanced to support RuPay Credit Card details returned by the NPCI UPI switch.
• ReqOtp API is enhanced to support OTP for the RuPay Credit Card account.
• ReqReqMob API is enhanced to support registration of the RuPay Credit Card account for UPI transactions.