2.2.3 TARGET2 ISO - November 2025 Changes

Compliance with TARGET2 ISO November 2025 usage guidelines has been enabled for both inbound and outbound processing, with validation against the November 2025 XSDs.

Activation is managed through a new maintenance screen, TARGET2 ISO Changes Effective Date Detailed (Function ID: PSDT2EDT).

Support for hybrid addresses has been extended to TARGET2 messages, including pacs.008, pacs.009, pacs.004, camt.029, camt.056, and pacs.010.

When a structured or hybrid address is used, Town Name (TwnNm) and Country (Ctry) are mandatory. Up to two Unstructured Address Lines (AdrLine) elements (each up to 70 characters) may be included.

The previous exclusivity rule where Unstructured Address Line (AdrLine cannot co-exist with other postal elements has been removed, permitting hybrid formatting.