1.3.6.8 Zero Dollar Entry Processing

Incoming US ACH debit transaction is treated as Zero Dollar Entry, if the following conditions are met:

• The SEC code is either CCD or CTX.
• The transaction code is equal to 29, 39, or 49.
• The Transfer Amount is zero.
• If the above conditions are satisfied the transaction is marked as Zero Dollar Entry.

If incoming credit is marked as Zero Dollar Entry, the system checks the following conditions:

• Debtor Account (for Debits), is valid (open, authorized)

If the Zero Dollar Entry checkbox is selected, the system skips the below processing:

• Duplicate Check
• Auth Limit Check
• FX Limit Check/Rate Pick up
• Pricing Check
• ECA Check
• Addenda Records
• Advice Generation

System generates ACK/ATX acknowledgment for inbound debit with Sec code CCD/CTX and Discretionary Data AK as per current support.

Note:

Standard/Same day processing steps are applicable for zero dollar transaction.

ACK/ATX acknowledgment generation is supported.

Zero Dollar Entry Processing (Manually Booked)

The system validates the following conditions for Zero Dollar Entry

• The Zero Dollar Entry checkbox is selected.
• The SEC code is either CCD or CTX.
• The transaction code is equal to 29, 39, or 49.
• The Transfer Amount is zero.
• If validation fails, the system upfront rejects the transaction and displays an error message.