Table of Contents

• Title and Copyright Information
• 1 Navigation
  • 1.1 Audience
  • 1.2 Conventions Used
  • 1.3 Logging In
  • 1.4 Template and Navigation
    • 1.4.1 Home Screen
      • 1.4.1.1 Time Zone Preference
    • 1.4.2 Screens
  • 1.5 Common Operations
    • 1.5.1 Basic Operations
    • 1.5.2 Basic Actions
    • 1.5.3 Personalization Options
    • 1.5.4 De-supported Special characters
    • 1.5.5 Skip Zip Code Validation
    • 1.5.6 Export data to Excel
  • 1.6 Keyboard Compatibility
    • 1.6.1 Keyboard Compatibility
  • 1.7 Tool Tips
  • 1.8 Accessibility
    • 1.8.1 Understanding Accessibility
    • 1.8.2 Application Accessibility Preferences
    • 1.8.3 Documentation Accessibility Preferences
• 2 Administration System
  • 2.1 System Parameters
    • 2.1.1 System Parameters Setup
      • 2.1.1.1 FCUBS Integration
    • 2.1.2 Organization Parameters
    • 2.1.3 Company Parameters
  • 2.2 Lookups
  • 2.3 User Defined Tables
  • 2.4 Audit Tables
  • 2.5 User Defined Defaults
  • 2.6 User Defined Parameters
    • 2.6.1 Formula Definition
    • 2.6.2 Selection Criteria
  • 2.7 Transaction Codes
    • 2.7.1 Transaction Codes sub screens
      • 2.7.1.1 Parameters
      • 2.7.1.2 Access Grid
      • 2.7.1.3 Products
  • 2.8 Data Files
    • 2.8.1 Output tab
      • 2.8.1.1 Data File Definitions
      • 2.8.1.2 Record Definitions
      • 2.8.1.3 Column Definitions
    • 2.8.2 Input tab
      • 2.8.2.1 Input Data File Definitions
      • 2.8.2.2 Column Definitions
      • 2.8.2.3 Configurable Bulk Upload
  • 2.9 Dedupe
  • 2.10 Events
    • 2.10.1 Events (Existing Framework)
      • 2.10.1.1 Event Types
      • 2.10.1.2 Event Action Types
      • 2.10.1.3 Online
      • 2.10.1.4 Batch
    • 2.10.2 Events (New Framework)
    • 2.10.3 Monitoring JMS Event Actions
  • 2.11 Batch Jobs
    • 2.11.1 Batch Jobs
      • 2.11.1.1 Batch Jobs
      • 2.11.1.2 Job Holidays
    • 2.11.2 Batch Jobs Available
  • 2.12 Producer Cycles
  • 2.13 Vendors
    • 2.13.1 Cycles Tab
    • 2.13.2 Vendor Services Tab
    • 2.13.3 Vendor Fees Tab
    • 2.13.4 Invoice Rules tab
  • 2.14 Reports
  • 2.15 Error Messages
  • 2.16 Translation
    • 2.16.1 Setup Translation
    • 2.16.2 Message Translation Setup
  • 2.17 Label Configuration
  • 2.18 Seed Data
    • 2.18.1 Factory Data
      • 2.18.1.1 Update/Skip Seed Data
    • 2.18.2 Current Data
    • 2.18.3 Comparison Data
    • 2.18.4 Download Data
  • 2.19 Data Masking
    • 2.19.1 Setup Data Masking
      • 2.19.1.1 Data Masking Details
      • 2.19.1.2 User Access Details
    • 2.19.2 Create data redaction policy
    • 2.19.3 Masking User defined data
  • 2.20 Webhook
    • 2.20.1 Webhook Definition
    • 2.20.2 Event Details
    • 2.20.3 Authentication Attributes
    • 2.20.4 Monitoring Webhook Events
• 3 Administration User
  • 3.1 Organization
  • 3.2 Companies
  • 3.3 Access
    • 3.3.1 Data
    • 3.3.2 Screen
      • 3.3.2.1 Security Access Definition
      • 3.3.2.2 Field Access Definition
      • 3.3.2.3 Security User Access Definition Details
    • 3.3.3 Reports
    • 3.3.4 Correspondence
    • 3.3.5 Webservice
  • 3.4 Users
    • 3.4.1 Replacement users
    • 3.4.2 Application and Oracle Identity Manager Synchronization
  • 3.5 Credit Bureau
    • 3.5.1 Credit Bureau
      • 3.5.1.1 Report Formats
      • 3.5.1.2 Connections
      • 3.5.1.3 Zip Matrix
      • 3.5.1.4 Parameters
      • 3.5.1.5 Score Reasons
      • 3.5.1.6 Reporting
    • 3.5.2 Special Metro II Code reporting
    • 3.5.3 Oracle Wallet Manager setup
    • 3.5.4 Oracle JVM Security setup
    • 3.5.5 Importing a trusted certificate into an Oracle Wallet
    • 3.5.6 Importing the Certificates into an Oracle Wallet
    • 3.5.7 De-duping Credit Bureau data
  • 3.6 Correspondence
    • 3.6.1 Correspondence
      • 3.6.1.1 System Functions
      • 3.6.1.2 Elements
      • 3.6.1.3 E-Form Elements
      • 3.6.1.4 Documents
      • 3.6.1.5 Correspondence
    • 3.6.2 Creating Correspondence
    • 3.6.3 Generating Correspondence
  • 3.7 Queues
    • 3.7.1 Origination Tab
      • 3.7.1.1 Selection Criteria
      • 3.7.1.2 Sort
      • 3.7.1.3 Responsibilities and Users
      • 3.7.1.4 Data Node Assignments
      • 3.7.1.5 Group Assignment
    • 3.7.2 User Groups Tab
  • 3.8 Printers
  • 3.9 Intelligent Segmentation
    • 3.9.1 Machine Learning for Queue Creation
    • 3.9.2 Machine Learning Data visualization
      • 3.9.2.1 Cluster view
      • 3.9.2.2 Segment View
      • 3.9.2.3 Insights View
      • 3.9.2.4 Selection Criteria Attributes
    • 3.9.3 View Machine Learning Generated Queue
    • 3.9.4 Create ML Based Queue
  • 3.10 Bank Details
  • 3.11 Standard Payees
  • 3.12 Check Details
  • 3.13 Currencies
    • 3.13.1 Currency Definition
    • 3.13.2 Currency Pair link
  • 3.14 Zip Codes
  • 3.15 Payment Hierarchy
    • 3.15.1 Payment Appropriation Methods
    • 3.15.2 Excess Payment Appropriation
• 4 Product
  • 4.1 Asset Types
    • 4.1.1 Usage/Rental Details
    • 4.1.2 Usage Charge Matrix
    • 4.1.3 Rental Charge Matrix
  • 4.2 Index Rates
  • 4.3 Regulatory Rates
  • 4.4 Currency Exchange
  • 4.5 Scoring Parameters
  • 4.6 Products
    • 4.6.1 Product Itemizations
    • 4.6.2 Rate Adjustments
  • 4.7 Pricings
  • 4.8 Contract
    • 4.8.1 Staged Funding
    • 4.8.2 Balances
    • 4.8.3 Amortized Balances
    • 4.8.4 Itemizations
    • 4.8.5 Fees
  • 4.9 Edits
    • 4.9.1 Interfacing OFSLL with Oracle Rule Author
  • 4.10 Cycles
  • 4.11 Scoring Models
    • 4.11.1 Credit Score Models
  • 4.12 Fees
  • 4.13 Asset Billing Rate
    • 4.13.1 Asset Billing Rate Definition
    • 4.13.2 Asset Billing Rate Details
      • 4.13.2.1 Tiered Rate Details sub tab
    • 4.13.3 Asset billing Calculations
      • 4.13.3.1 Flat Amount Calculation
      • 4.13.3.2 Rate Calculation
      • 4.13.3.3 Flat Amt + Rate Calculation
      • 4.13.3.4 Tiered Rate Calculation
      • 4.13.3.5 Slab Formula Calculation
    • 4.13.4 Asset Billing Rate Setup - File upload
    • 4.13.5 Asset Billing Batch Job
  • 4.14 Origination Fees
  • 4.15 Compensation
  • 4.16 Commission
  • 4.17 Insurance
  • 4.18 Checklists
  • 4.19 Stipulations
  • 4.20 Letters
  • 4.21 Promotions
  • 4.22 Subvention
    • 4.22.1 Loan Subvention Plans
  • 4.23 Escrow
    • 4.23.1 Escrow
      • 4.23.1.1 Escrow
      • 4.23.1.2 Shortage/Cushion Rules
      • 4.23.1.3 Disbursement Rules
• A Appendix : Summary of the Application Scoring Parameters
  • A.1 Glossary
  • A.2 Scoring Parameters by Category
    • A.2.1 Applicant Details / Debt Ratios
    • A.2.2 Loan Details
    • A.2.3 Auto Trades / Inquiries
    • A.2.4 Bank Trades / Inquiries
    • A.2.5 Card Trades / Inquiries
    • A.2.6 Installment Trades / Inquiries
    • A.2.7 Loan Finance Trades / Inquiries
    • A.2.8 Mortgage Trades / Inquiries
    • A.2.9 Retail Trades / Inquiries
    • A.2.10 Revolving Trades
    • A.2.11 Sales Finance Trades / Inquiries
    • A.2.12 Other Trades
    • A.2.13 Bankruptcy Information
    • A.2.14 Delinquency Information
    • A.2.15 Derogatory Trade Information
• B Appendix : Rounding Amounts and Rate Attributes
• C Appendix : System Parameters
  • C.1 Introduction
  • C.2 System Parameters
  • C.3 Organization Parameters
  • C.4 Company Parameters
  • C.5 Other Parameters
• D Appendix : Variable and Fixed Interest Rate
  • D.1 Variable Interest Rate Loans
    • D.1.1 'Rate Adjustments' for Variable Rate Loans
  • D.2 Fixed Interest Rate Loans
• E Appendix : Configuration at Company Level
  • E.1 Introduction
  • E.2 Existing Configuration
  • E.3 Configuration at Company Level
  • E.4 Setup Company Definition
    • E.4.1 Holiday Setup and Processing
    • E.4.2 Batch Jobs Processing
  • E.5 Setup Multiple Companies in Same/Different Time Zone
    • E.5.1 Setup for New Company Added Subsequently
  • E.6 Impact on Defining Configuration at Company Level
    • E.6.1 Company Level Configuration Settings
    • E.6.2 Scheduler
    • E.6.3 Debug Logs
    • E.6.4 Setup Screens
    • E.6.5 File Uploads
      • E.6.5.1 Input File
      • E.6.5.2 Output File
    • E.6.6 Transactions
    • E.6.7 Web Services
    • E.6.8 Letters, Correspondence
    • E.6.9 Reports
    • E.6.10 Credit Bureau & Metro II
    • E.6.11 GL
    • E.6.12 ODD1, ODD2, ODD3
    • E.6.13 Migration
    • E.6.14 Conversion
    • E.6.15 Archive
    • E.6.16 Purge
    • E.6.17 Standard Payees
    • E.6.18 Data Masking
    • E.6.19 WFP Module
    • E.6.20 Batch Jobs and File uploads
    • E.6.21 Assumptions