7.5.4.4 Rescoring a Credit Bureau Report Manually

This topic provides information on rescoring a credit bureau report manually. It enables users to update, validate, and adjust credit bureau scores based on revised data inputs or corrections.

Any manually pulled credit bureau reports can be used to rescore an application.

To manually rescore a credit bureau report

1. On the Origination, click Origination. Under Origination, click Underwriting. Under Underwriting, click Underwriting tab.
2. Under Underwriting tab, click Applicant. Under Applicant, click Applicant.
3. On the Applicants Details screen, select the applicant user want to work with and click View.
4. Click the Credit Scores sub tab.
5. In the Rescore Applicant section, select in the Credit Report ID field, the bureau report user want to use to rescore the applicant.
6. Click Rescore.
   The system displays the new information in the Credit Scores and Parameters sections. This new score automatically appears in the System Recommendation section on the Decision link.