2.51.1 Create Decision Grade Matrix

This topic describes the systematic instructions to create decision and grade matrix by updating various details.

Specify User ID and Password, and login to Home screen.

1. On Home screen, click Core Maintenance. Under Core Maintenance, click Credit Decision.
2. Under Credit Decision, click Maintenance. Under Maintenance, click Decision Grade Matrix.
3. Under Decision Grade Matrix, click Create Decision Grade Matrix.
   The Create Decision Grade Matrix screen displays.

   Figure 2-207 Create Decision Grade Matrix

   
   

   
   Description of "Figure 2-207 Create Decision Grade Matrix"

   
   
4. On Create Decision Grade Matrix screen, specify the fields.

   Note:

   The fields, which are marked with an asterisk, are mandatory.

   For more information on fields, refer to the field description table.

   Table 2-159 Create Decision Grade Matrix - Field Description

   Field	Description
   Model Code	Specify the unique model code.
   Model Description	Specify a short description for the model.
   Effective Date	Specify the effective date.
   Expiry Date	Specify the expiry date.
   Product Processor	Specify the product processor for which the decision and grade matrix is being created.
   Priority	Specify the priority of the model.

5. Click the Selection Criteria to configure the parameters based on which decision model is to be resolved.

   Figure 2-208 Create Decision Grade Matrix - Selection Criteria

   
   

   
   Description of "Figure 2-208 Create Decision Grade Matrix - Selection Criteria"

   
   

   For more information on fields, refer to the field description table.

   Table 2-160 Create Decision Grade Matrix - Selection Criteria - Field Description

   Field	Description
   Use Existing Rule	By default, this option is enabled. Indicates if the existing rule is linked.
   Rule Code	Select the rule code from the drop down list.
   	Click this icon to get the information about the rule.
   Rule Name	Displays the rule name of the rule code.
   Create New Rule	Select this option to create new rule.
   + icon	Click this icon to add new expression.
   Fact / Rules	Select the fact or rule from the drop-down list. Once the user selects the fact/rules, one more field opens adjacent to the output, update the same based on the selected output option.
   Operator	Select the comparison operator from the drop-down list. The available options are: < > + = % != - >= <= * / Contains In Like Matches NotMatches NotContains Notin
   Data Type	Select the data type for the fact or rule. Once the user select the data type, one more field opens adjacent to the output, update the same based on the selected output option. The available options are: Text Number Boolean Date Fact Rules The below option appears if the Data Type is selected as Boolean. True False
   Output	Select the output from the drop-down list. Once the user select the data type, one more field opens adjacent to the output, update the same based on the selected output option. The available options are: Text Number Boolean Date Fact Rules The below option appears if the Data Type is selected as Boolean. True False
   Expression	Displays the expression updated in the expression builder.

6. Click the Decision Matrix to define decision on the application. The user can select the feature for which the decision needs to be maintained like Quantitative/Qualitative.
   The Create Decision Grade Matrix - Decision Matrix screen displays.

   Figure 2-209 Create Decision Grade Matrix- Decision Matrix

   
   

   
   Description of "Figure 2-209 Create Decision Grade Matrix- Decision Matrix"

   
   

   For more information on fields, refer to the field description table.

   Table 2-161 Create Decision Grade Matrix- Decision Matrix - Field Description

   Field	Description
   Add Column	Click Add Column, for addition of features for which decision has to be maintained.
   	Click this icon to delete a column, which is already added.
   + icon	Click this icon to add a new row.
   - icon	Click this icon to delete a row, which is already added.
   Score From	Specify the minimum range of score for the decision.
   Score To	Specify the maximum range of score for the decision.
   Decision	Specify the decision of an application from the drop-down list. The values are configurable based on the look up values maintained The available options are: Approved Manual Rejected

7. Click the Grade Matrix to assign the grade to the application that is used during the pricing of the application. You can select the feature for which the grade needs to be maintained like Quantitative/Qualitative.
   The Create Decision Grade Matrix - Grade Matrix screen displays.

   Figure 2-210 Create Decision Grade Matrix - Grade Matrix

   
   

   
   Description of "Figure 2-210 Create Decision Grade Matrix - Grade Matrix"

   
   

   For more information on fields, refer to the field description table.

   Table 2-162 Create Decision Grade Matrix - Grade Matrix - Field Description

   Field	Description
   Add Column	Click Add Column, for addition of features for which decision has to be maintained.
   	Click this icon to delete a column, which is already added.
   + icon	Click this icon to add a new row.
   - icon	Click this icon to delete a row, which is already added.
   Score From	Specify the minimum range of score for the grade.
   Score To	Specify the maximum range of score for the grade.
   Decision	Specify the grade of the application based on the score scored. The values are configurable based on the look up values maintained. The available options are: A B C

8. Click Save to save the details.
   The Decision Grade Matrix is successfully created and can be viewed using the View Decision and Grade Matrix screen.