1.3.4 Onboarding Enrichment - Financial Profile

The RMs can further enrich the customer’s financial information in the Financial Profile screen, by adding income details, expense details, and details about the relationship with other banks.

Note:

The fields marked as Required are mandatory.

1. Click Next in the Onboarding Enrichment - Membership / Association screen.
   The Onboarding Enrichment - Financial Profile screen displays.

   Figure 1-36 Enrichment – Financial Profile

   
   

   
   Description of "Figure 1-36 Enrichment – Financial Profile"

   
   
2. On the Financial Profile screen, click View detail in the corresponding tiles to change the chart view of asset and liabilities details to the list view.
   The Assets and Liabilities Detail screen displays.

   Figure 1-37 Assets and Liabilities Detail

   
   

   
   Description of "Figure 1-37 Assets and Liabilities Detail"

   
   
3. Click the configure icon in the corresponding tile.

   The following options are displayed in the assets and liabilities details:

   • Add
   • Modify
   • Delete
4. Click and expand the Income & Expenses section.

   Figure 1-38 Financial Profile – Income and Expense

   
   

   
   Description of "Figure 1-38 Financial Profile – Income and Expense"

   
   
5. Click Add in the Income & Expenses segment.
   The Add Income screen displays.

   Figure 1-39 Add Income

   
   

   
   Description of "Figure 1-39 Add Income"

   
   
6. On the Add Income screen, specify the fields.
   For more information on fields, refer to the field description table.

   Table 1-22 Add Income – Field Description

   Field	Description
   Income Type	Select the income type from the drop-down values.
   Frequency	Select the frequency of income from the drop-down list.
   Currency	Click the search icon and select the currency from the list.
   Amount	Specify the amount.

7. Click Add to save the details.

   Note:

   You can also select the required item from the list, and click Edit/Delete icon to modify/delete the added membership details.
8. Click icon to exit the Income window.
9. Click Add in the Income & Expenses segment.
   The Add Expenses screen is displayed.

   Figure 1-40 Add Expenses Details

   
   

   
   Description of "Figure 1-40 Add Expenses Details"

   
   
10. On the Add Expense screen, specify the fields.
    For more information on fields, refer to the field description table.

    Table 1-23 Add Expenses - Field Description

    Field	Description
    Expense Type	Select expense type from the drop-down list.
    Frequency	Select the frequency from the drop-down list.
    Currency	Click the search icon and select the currency from the list.
    Expense Value	Specify the expense value.

11. Click Add to save the details.

    Note:

    You can also select the required item from the list, and click Edit/Delete to modify/delete the added membership details.
12. Click icon to exit the Income window.
13. Click and expand the Profit and Financial Ratios section.

    Figure 1-41 Profit and Financial Ratios

    
    

    
    Description of "Figure 1-41 Profit and Financial Ratios"

    
    
14. Click Add to add the profit and financial ratios.
    The Profit and Financial Ratios screen displays.

    Figure 1-42 Profit and Financial Ratios - Add

    
    

    
    Description of "Figure 1-42 Profit and Financial Ratios - Add"

    
    
15. On the Profit and Financial Ratios window, specify the fields. For more information on fields, refer to the field description table.
    For more information on fields, refer to the field description table.

    Table 1-24 Profit and Financial Ratios – Field Description

    Field	Description
    Financial Year	Specify the financial year.
    Currency	Click the search icon and select the currency from the list of values.
    Balance Sheet Size	Specify the balance sheet size.
    Operating Profit	Specify the operating profit.
    Net Profit	Specify the net profit.
    Year Over Year Growth	Specify the year-over-year growth value.
    Return On Investment	Specify the return value on investment.
    Return On Equity	Specify the return value on equity.
    Return On Asset	Specify the return value on the asset.

16. Click and expand the Other Relationship section.
    The Other Relationship screen displays.

    Figure 1-43 Other Relationship

    
    

    
    Description of "Figure 1-43 Other Relationship"

    
    
17. Click Add to add details about the customer’s relationship with other banks.
    The Relationship with other financial institutions screen displays.

    Figure 1-44 Relationship with other financial institutions

    
    

    
    Description of "Figure 1-44 Relationship with other financial institutions"

    
    
18. On the Relationship with other financial institutions screen, specify the fields.
    For more information on fields, refer to the field description table.

    Table 1-25 Relationship with other financial institutions - Field Description

    Field	Description
    Institution Name	Specify the name of the institution where the customer is a member.
    Relationship Type	Select the relationship type from the drop-down list.
    Relationship Worth	Select a currency from the drop-down values, and specify the relationship worth amount.
    Relationship Since	Click the calendar icon and select the start date of the customer’s relationship.

19. Click Add to save the details.
    The system adds and lists the relationship details in the Other relationship section.

    Note:

    You can also select the required item from list and click the edit/delete icon to modify/delete the other relationship details.

20. Click Next to move to the Onboarding Enrichment - Comments segments.