3.14.1 Create Qualitative Scoring Model

This topic describes the systematic instructions to configure the qualitative scoring model based on the various scoring parameters.

Specify User ID and Password, and login to Home screen.

1. On Homescreen, click Core Maintenance, under Core Maintenance, click Credit Decision.
2. Under Credit Decision, click Maintenance, under Maintenance, click Qualitative Scoring, under Qualitative Scoring Model, click Qualitative Scoring Model.
   The Create Qualitative Scoring Model screen displays.

   Figure 3-68 Create Qualitative Scoring Model

   
   

   
   Description of "Figure 3-68 Create Qualitative Scoring Model"

   
   
3. On Create Qualitative Scoring Model screen, specify the fields.

   Note:

   The fields marked as Required are mandatory.

   For more information on fields, refer to the field description table.

   Table 3-73 Create Qualitative Scoring Model - Field Description

   Field	Description
   Scoring Model	Select the scoring model from the drop-sown list. The available options are: Application Scoring Model Applicant Scoring Model
   Qualitative Scoring Model Code	Specify the unique scoring model code.
   Qualitative Scoring Model Description	Specify a short description for the scoring model.
   Effective Date	Specify the effective date.
   Expiry Date	Specify the expiry date.
   Product Processor	Specify the product processor for which the model is being created.
   Priority	Specify the priority of the model.

4. Click the Selection Criteria to define qualitative scoring model.
   The Create Qualitative Scoring Model - Selection Criteria screen displays.

   Figure 3-69 Create Qualitative Scoring Model - Selection Criteria

   
   

   
   Description of "Figure 3-69 Create Qualitative Scoring Model - Selection Criteria"

   
   

   For more information on fields, refer to the field description table.

   Table 3-74 Create Qualitative Scoring Model - Selection Criteria - Field Description

   Field	Description
   Use Existing Rule	By default, this option is enabled. Indicates if the existing rule is linked.
   Rule Code	Select the rule code from the drop down list.
   	Click this icon to get the information about the rule.
   Rule Name	Displays the rule name of the rule code.
   Create New Rule	Select this option to create new rule.
   Code	Specify the rule code.
   Description	Specify the rule description.
   + icon	Click this icon to add new expression.
   Fact / Rules	Select the fact or rule from the drop-down list. Once the user selects the fact/rules, one more field opens adjacent to the output, update the same based on the selected output option.
   Operator	Select the comparison operator from the drop-down list. The available options are: < > + = % != - >= <= * / Contains In Matches NotMatches NotContains Notin
   Data Type	Select the data type for the fact or rule. Once the user select the data type, one more field opens adjacent to the output, update the same based on the selected output option. The available options are: Text Number Boolean Date Fact Rules The below option appears if the Data Type is selected as Boolean. True False
   Output	Select the output from the drop-down list. Once the user select the data type, one more field opens adjacent to the output, update the same based on the selected output option. The available options are: Text Number Boolean Date Fact Rules The below option appears if the Data Type is selected as Boolean. True False
   Expression	Displays the expression updated in the expression builder.

5. Click the Scoring Rule to define the rules. This tab is enabled if Application Scoring Model is selected.
   The Create Qualitative Scoring Model - Scoring Rule screen displays.

   Figure 3-70 Create Qualitative Scoring Model - Scoring Rule

   
   

   
   Description of "Figure 3-70 Create Qualitative Scoring Model - Scoring Rule"

   
   

   For more information on fields, refer to the field description table.

   Table 3-75 Create Qualitative Scoring Model - Scoring Rule - Field Description

   Field	Description
   Rule Code	Select the rule code from the drop-down list.
   	Click this icon to get the information about the rule.
   Rule Name	Displays the rule name of the rule code.

6. Click the Questionnaire tab to define the scoring model based on the various questionnaires. This tab is enabled if Applicant Scoring Model is selected.
   The Create Qualitative Scoring Model - Questionnaire screen displays.

   Figure 3-71 Create Qualitative Scoring Model - Questionnaire

   
   

   
   Description of "Figure 3-71 Create Qualitative Scoring Model - Questionnaire"

   
   

   For more information on fields, refer to the field description table.

   Table 3-76 Create Qualitative Scoring Model - Questionnaire - Field Description

   Field	Description
   Questionnaire Code	Select the questionnaire code from the drop-down list. It will list down all the questionnaire created as a part of create questionnaire.
   Questionnaire Name	Displays the questionnaire name of the selected questionnaire code.
   Question ID	Displays the question ID in the questionnaire.
   Question	Displays the question description linked to the question ID.
   Define Range/Value	Click the Define link to define the score for the expected response.
   Enable	By default, this option is enabled. Indicates if the question ID is enabled or not.

7. Click the Define link to define a range or absolute values for questions.
   The Create Qualitative Scoring Model - Define Link screen displays.

   Figure 3-72 Create Qualitative Scoring Model - Define Link

   
   

   
   Description of "Figure 3-72 Create Qualitative Scoring Model - Define Link"

   
   

   For more information on fields, refer to the field description table.

   Table 3-77 Create Qualitative Scoring Model - Define Link – Numeric Feature - Field Description

   Field	Description
   Value	Displays the options available for a questionnaire.
   Score	Specify the score to be assigned to each value.
   Category	Specify the category for each range or value from the drop-down list. The values are configurable based on the lookup values maintained. The available options are: Strong Medium Weak

8. Click Done to save the data and close the range panel.
9. Click Save to save the details.
   The Qualitative Scoring Model is successfully created and can be viewed using the View Qualitative Scoring Model screen.