1. Asset Liability Management User Guide
  2. Introduction to Oracle Asset Liability Management
  3. Overview of Oracle Financial Services Asset Liability Management
  4. Oracle Financial Services Enterprise Performance Management
  5. OFS Profitability Management

3.1.3.4 OFS Profitability Management

Oracle Financial Services Profitability Management enables financial services institutions to calculate profitability through the products, channels, segments, and even individual customers. These profitability calculations are adjusted for risk, and they drive Risk-Adjusted Performance Management (RAPM), an imperative for financial services institutions operating in this rapidly evolving and complex industry.

Isolating and analyzing business unit profitability is only the first step in building effective profitability management. To hold operational managers truly accountable for the profitability, senior management must give them the power to identify the products that are profitable in each market segment, for each customer.

Together with OFS FTP, OFS PFT is the tool that delivers this power. Profitability Management links general ledger, account-level, and statistical data together to produce detailed financial statements for individual business units, products, and customers. Combining powerful modeling and disciplined accounting, OFS PFT delivers complete, accurate, and inclusive profiles of profitability.