8.2.21.3 Data Verification Requirements and Suggested Defaults
- BEHAVIOR_SUB_TYPE_CD is mandatory when AMRT_TYPE_CD is populated with a Behavior Pattern code. Example, AMRT_TYPE_CD >= 70000 and <=99999 AND the BEHAVIOR_TYPE_CD is 2 (Non-Performing) or 3 (Devolvement and Recovery).
- BEHAVIOR_SUB_TYPE_CD can be NULL when BEHAVIOR_TYPE_CD = 1 (Non-Maturity) or when the AMRT_TYPE_CD is not in the earlier mentioned Behavior Pattern Range.
Acceptable mapping of Behavior Pattern Type to Behavior Pattern Sub Type
Table 8-10 Mapping of Behavior Pattern Type to Behavior Pattern Sub Type
| BP Type Code Value | Behavior Type | BP Subtype Code Value | Behavior Sub Type | Devolvement Status Code (Inst Record) | Notes |
|---|---|---|---|---|---|
| 1 | Non Maturity | 101* | Core | ||
| 1 | Non Maturity | 102* | Volatile | ||
| 2 | Non Performing | 201 | Substandard | ||
| 2 | Non Performing | 202 | Doubtful | ||
| 2 | Non Performing | 203 | Loss | ||
| 3 | Devolvement and Recovery | 301 | Sight Devolvement | defined bp pattern only, not on instrument record | |
| 3 | Devolvement and Recovery | 302 | Sight Recovery | defined bp pattern only, not on instrument record | |
| 3 | Devolvement and Recovery | 303 | Usance Devolvement | defined bp pattern only, not on instrument record | |
| 3 | Devolvement and Recovery | 304 | Usance Recovery | defined bp pattern only, not on instrument record | |
| 3 | Devolvement and Recovery | 305** | Usance | 0,1*** | 0 = Not Devolved, 1 = Devolved |
| 3 | Devolvement and Recovery | 306** | Sight | 0,1*** | 0 = Not Devolved, 1 = Devolved |
Note:
** Instrument records need subtype value of 305 or 306 for D&R These are referenced against the behavior pattern subtype codes 301-304 in the D&R pattern definition *** If Devolvement status cd = 0, CFE will process the Pattern with the corresponding devolvement and recovery subtypes *** If Devolvement status cd = 1, CFE will process the Pattern with the corresponding recovery subtypes only.For example, if Sub Type=306 and Devolvement Status = 0, then CFE processes the behavior pattern information for Sight Devolvement first followed by the Sight Recovery in the sequence of the tenors i.e, the pattern definition can have D followed by R followed by D followed by R and CFE will process the information in the same sequence. If Sub Type=306 and Devolvement Status = 1, then CFE processes the behavior pattern information for Sight Recovery only and will ignore any Devolvement event in the pattern.