8.2.25.1 Definition

This field is populated by the FTP Standard Process when running with an Adjustment Rule + Breakage Charge – Economic Loss defined. It holds the difference in Break Funding Amount between Prior Record and Current. If the record is a Full Break, then Break Funding Amount and Break Funding Amount Change will be the same. If Partial Break or Change in Attributes Break, then Break Funding Amount Change will show the change in the Break Funding amount (Prior Record – Current Record). This column holds the final result of the Breakage Charge calculation and is the actual “Breakage Charge”. If the value is positive, there is an Economic Gain to the bank, and if Negative, there is an Economic Loss. Both gains and losses are typically allocated to the originating business unit, for profitability reporting. The bank (originating business unit) should charge the customer for Economic Loss.