8.2.83.1 Definition

Used for Modeling Mortgage Offset Accounts (MOA's), this field represents the minimum balance required in the MOA (before and after potential offsets) for any offsets to occur. This is an input field that should be present in the consumer, mortgage, or commercial loan table records that are tied to deposit/savings accounts. If the balance of the MOA is less than the MINIMUM_BALANCE, no offsets occur.