8.2.99.2

Oracle ALM

ORG_PAR_BAL is referenced when processing User-Defined Payment Patterns in which the payment method is %Original Balance. When this payment pattern is selected, the Cash Flow Engine applies payment amounts throughout the life of the loan that is a percentage of the value in the detail record's ORG_PAR_BAL field.

Transfer Pricing

Cash Flow Transfer Pricing Methodologies for fixed-rate records use ORG_PAR_BAL as the starting balance for all cash flow generation.

The Oracle Cash Flow Engine bases Interest Cash Flows and Principal Runoff on ORG_PAR_BAL when Transfer Pricing Cash Flow Methodology fixed-rate accounts. During processing, the Cash Flow Engine rolls forward from the ORIGINATION_DATE by PMT_FREQ when defining payment dates up until the record's MATURITY_DATE. From origination, the Cash Flow Engine amortizes the original balance (ORG_PAR_BAL) by the ORG_PAYMENT_AMT. The precise method of this amortization depends on the AMRT_TYPE_CD.

When Standard Calculation Mode is selected in the TP Process, and the Target Balance for the subject product leaf is Par Balance, Oracle Funds Transfer Pricing Option Cost calculations use ORG_PAR_BAL as the target balance to which the sum of future discounted cash flows is set equal.