1. Asset Liability Management Cloud User Guide
  2. Business Rules Administration
  3. Reference Data

4.1 Reference Data

This section covers the following topics:

  1. Currencies: Currencies module allows you to define and maintain the currencies and currency rates.
    • Currencies: Currency module supports the definitions and maintenance of currencies.
    • Currency Rates: Currency Rates module uses the currencies defined and activated in the Currency module to support the creation and maintenance of Historical Exchange Rates.
  2. Interest Rate Curve: The Interest Rate Curve in PBSM Cloud Service allows you to define and manage complex Yield Curve definitions using multiple Rate Formats and other Rate Attributes to give you data storage capabilities appropriate to your market. The Interest Rate Curve supports the creation and maintenance of Historical Rate Data for each Yield Curve you define.
  3. Economic Indicator: An Economic Indicator is any economic statistic such as the Consumer Price Index (CPI), growth rate of the Gross Domestic Product (GDP), unemployment rate, Purchasing Managers Index, indices of consumer confidence, and so on.
  4. Dimension Management: Dimension Management facilitates you to categorize data into a single object as a Member; define levels and aggregate data to form the Hierarchies, and distinguish each member by defining the required Attributes.
    • Members: Dimension Members refer to the individual items that constitute a dimension when data is categorized into a single object such as Product, Organization, Time, and so on.
    • Attributes: Attributes refers to the distinguished properties or qualifiers that describes a Dimension Member.
    • Hierarchies: Hierarchies refer to Dimension Members that are arranged in levels, with each level representing the aggregated total of the data from the level below. One dimension type can have multiple hierarchies associated with it.
  5. Behavior Pattern: User Defined Behavior Patterns allow you to define Principal Amortization Schedules for Non-Maturity Products in your portfolio.
  6. Repricing Patterns: User Defined Repricing Patterns provide a mechanism to capture Instrument Repricing Patterns that are too complex to be accommodated through the use of the Standard Account Table Fields.
  7. Payment Pattern: User defined payment patterns allow you to define custom repayment patterns for products in your portfolio.
  8. Multi-Dimensional Balance Sheet Structure: The Multi-Dimensional Balance Sheet Structure or MDBSS is a comprehensive, user-defined, multi-dimensional hierarchy. It replaces the single dimension hierarchy for processing and reporting and allows you to incorporate one or more organizational hierarchies into a single concept. This new framework is designed to be a complete system that persists throughout the Application.
  9. Product Characteristic: Product Characteristic Rules are used to define payment, pricing, and repricing characteristics for new business. These Product Characteristics are rules that are placed on MDBSS nodes to be used in Forecasting that instruct the Application on what key new business contractual and behavioral features are to be included, such as amortization, adjustable type, compounding, day count, and other key features.