2.4.4.4 Determining Persons Involved

Persons Involved are determined at the time of alert creation based on the following criteria, assuming the Primary Customer Flag is set to N and other parameters are not set to filter out any parties:

  • For CU focus (where they are NOT IN Party to Party Relationship data), match customers based on:
    • Focal Customer
    • Match other Customers associated to the transacting accounts if they have an ownership role on the account (via cust_acct)
  • For CU focus (where they are IN Party to Party Relationship data), match customers based on:
    • Focal Parent Customer
    • Match other customers associated with the transacting accounts if they have an ownership role on the account (via cust_acct)
  • For TI focus based on a customer Tax ID (where they are NOT IN Party to Party Relationship data), match customers based on:
    • Customer associated with Focal Tax ID
    • Match other customers associated with the transacting accounts if they have an ownership role on the account (via cust_acct). Tax ID being null or not null is not a factor in matching additional beneficiaries
  • For TI focus based on a customer Tax ID (where they are IN Party to Party Relationship data), match customers based on:
    • Parent Customer associated with Focal Tax ID
    • Match other customers associated with the transacting accounts if they have an ownership role on the account (via cust_acct). Tax ID being null or not null is not a factor in matching additional beneficiaries.
  • For TI focus based on a Conductor ID and match customers based on:
    • Match customers associated with the transacting accounts if they have an ownership role on the account (via cust_acct). Tax ID is null or not null is not a factor in matching beneficiaries.
  • For CD focused CTR alert, match customers based on:
    • Match focal conductor
    • Match customers associated with the transacting accounts if they have an ownership role on the account (via cust_acct)

If the conductor tax ID matches a customer tax ID then the application brings only the conductor record to KDD_PERSON. Otherwise, the application will bring in conductor and customer records.

If more than one customer exists associated with the tax ID in KDD_PERSON the application does not create additional records for potentially separate customer IDs. There is only one record created.