3 API Request Data Elements

Know Your Customer (KYC) onboarding has defined the Application programming interface (API) request data elements by considering the different processes to be conducted during onboarding.

KYC supports both synchronous and asynchronous API for Real-time Risk Assessment from version 8.1.2.0.0 onwards. A new JSON attribute, SyncAPIFlag, has been added to the request data elements.

Currently, not all data elements are consumed by the defined process. You need to capture the data elements for information or investigation purposes. The request payload can have only those data elements as per your requirements. The JSON structure is available in the following links.

• For complete JSON structure, see KYC Onboarding Request JSON..
• For sample JSON with values, see Example JSON for KYC Onboarding..
• Each data element is explained in the KYC Onboarding API Request Data Elements..

The workbook has the complete details of each data element with the description, data type, and length. The workbook also mentions the field requirements according to the out-of-the-box functionality.

The risk factors data elements are called out specifically in the workbook. If there is a need for a new parameter addition, the same can be configured. To configure these steps, see the Oracle Financial Services Know Your Customer Administration Guide. The risk factor can be mapped to the existing API data elements wherever applicable or available.

For risk factors that are not a part of the API data element, reach out to the team via My Oracle Support.