4.4.2.4 Configuring Risk Zones
Risk Zones are the threshold value by which an increase in a party’s effective risk will trigger a review of the trusted pair is configurable.
However, if the party's risk has not increased by enough points to move it to a
higher risk zone, then no risk review action is initiated on the trusted pair. In any
case, the party's risk will be updated on the applicable Trusted Pair member record. The
default risk zones are configured as:
- RiskZone1Lower=1
- RiskZone1Upper=3
- RiskZone2Lower=4
- RiskZone2Upper=5
- RiskZone3Lower=6
- RiskZone3Upper=7
- RiskZone4Lower=8
- RiskZone4Upper=10
The ranges of risk values within each zone are configurable but the number of risk zones shall remain at 4. If an implementation chooses not to use all Risk Zones then they can disable them by setting the risk ranges out of bounds. For example, Risk Zone 1 and Risk Zone 2 may have a lower and upper value of 0.
Note:
Ensure that the trusted pair file is run before the risk zones.