Entity Matching Rules
The match rules in Oracle Financial Services Trade-Based Anti Money Laundering are organized by the level of entity name match, with the strongest name matching rules at the top of the decision table.
There are two types of matching rules involved in entity screening:
- Entity name matching rules: Entity name matching rules are organized by the level of entity name match, with the strongest matching rules placed at the top of the decision table. This means that the match rules are not ordered by strength across all identifiers. For example, a weakermatch rule that is strengthened by matches on City and Country is likely to be a stronger overall match than a strong match rule with strongly contradictory data in the other fields.
- Loose entity matching rules: These are also based around entity name matching, but identify looser matches and are not enabled by default. These rules are likely to result in a large number offalse positive matches and are most likely to be of use when screening against sanctioned lists where it is important that no true matches are missed.
For the sake of clarity, match rules are divided into groups, as shown in the following
tables.
Note:
All entity matching rules use a standardized form of the entity name. The strongest rules use the 'part-standardized name', meaning the entity names match after only simple global standardizations (such as considering AND and & as the same) are applied. Other rules apply additional rules for standardization as noted in the following table. Usage of 'word' in the table implies a space-delimited token in the prepared names.The following table shows the Entity Name Matching Rules:
Table 5-19 Entity Name Matching Rules
| Group Code | Name Matching Rule | Summary of Rule Logic | Example Matching Data |
|---|---|---|---|
| E001 | Part- standardized name exact | The part-standardized entity name matches a listed entity name exactly. | HUMAN APPEAL INTERNATIONAL HUMAN APPEAL INTERNATIONAL |
| E002 | Name exact | The entity names match exactly after number cardinal and ordinal standardization. | ABN Bank ABN |
| E003 | Original script name exact | The original script names match exactly. | 
|
| E004 | Name without suffixes exact | The entity names match exactly after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. | CAPITAL DIRECT LTD CAPITAL |
| E005 | Name without business words similar and sounds like | The entity names match with a Word Match Percentage of 80% after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. The first word of each name has the same 4-character Metaphone key. |
PARAGON INVESTMENT CORPORATION PIC |
| E006 | Name without business words exact | The entity names match exactly after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. |
LIFE HEALTHCARE GROUP HOLDINGS LTD LHCG |
| E001 | Part- standardized name exact | The part-standardized entity name matches a listed entity name exactly. | HUMAN APPEAL INTERNATIONAL HUMAN APPEAL INTERNATIONAL |
| E007 | Name without business words has all words out- of-order | All remaining words in each entity name match exactly, but in any order, after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. | HEALTH EDUCATION SERVICES HEALTH SERVICES |
| E008 | Name without suffixes starts with and multiple names in common | The entity names are a Starts With match after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. There are at least two significant words (not common business words) in common between the two names. The listed name is not an acronym alias of a longer primary entity name. |
BAE SYSTEMS (LANCASTER HOUSE) LIMITED BAE SYSTEMS LIMITED |
| E009 | Name without business words has all words with typos | All remaining words in each entity name match with a Character Match Percentage of 80 or more, after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed | GERBERA ASSOCIATES LTD GERBARA ASSOCIATES LTD |
| E010 | Original script name in any order | All words in the Original Script Names match exactly, in any order |
|
| E011 | Original script name with typos | The Original Script Names match with a Character Match Percentage of 80% or more. |
|
| E012 | Name without business words with typos, and sounds like | The entity names match with a Character Match Percentage of 80 ore more after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. The first word of each name has the same 4-character Metaphone key and the first three letters of each name are the same. |
GOLDSTREAMPROPERTIES LTD GOLDSTREAMPROPERTIES LTD |
| E013 | Name without suffixes contains, similar and multiple names in common | The entity names are a Contains match and the Word Edit Distance is no more than one between the names (where each word matches with a Character Match Percentage of 80 or more), after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. There are at least two significant words (not common business words) in common between the two names. | HAMPSHIRE HERITAGE DEVELOPMENTS LTD HAMPSHIRE HERITAGE DEVELOPMENTS LTD |
| E014 | Name has additional words, sounds like and multiple names in common | All words in the shorter entity name exist in the longer entity name (in order) after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. There are at least two significant words (not common business words) in common between the two names. The list name is not an acronym alias of a longer primary entity name. | MOSCOW CITY CENTER PLC MOSCOW CITY CENTER PLC |
| E015 | Name without business words contains, sounds like and multiple names in common | The entity name is a Contains match with a listed entity name, after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. There are at least two significant words (not common business words) in common between the twonames. The first word of each name has the same 4-character Metaphone key. | HI-TECH RECRUITMENT LTD HI-TEC RECRUITMENT LTD |
| E016 | Original script name in any order with typos | All words in the original script name match with a Character Match Percentage of 80or more, in any order. |
|
| E017 | Name without business words has most words out-of-order | The entity names match (in any order) with a Word Match Percentage of between 75 and 99, after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. The list name is not an acronym alias of a longer primary entity name. |
BACK TO HEALTH CLINICS LIMITED BACK TO HEALTH CLINICS LIMITED |
| E018 | Name without business words, similar, sounds like, with multiple
names and a residual token in common.
Note: The group name differs from the rule name. |
All words in the shorter entity name exist in the longer entity name (in order) after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. There are at least two significant words (not common business words) in common between the two names, andat least one of these is not a word in the English dictionary or a very common word in Watchlist name data. The list name is not an acronym alias of a longer primary entity name. | CHARLES F ASH CONSTRUCTION CO INC CHARLES F ASH CONSTRUCTION CO INC |
| E019 | Name without business words, similar with typos, sounds like,
with multiple names and residual token in common.
Note: The group name differs from the rule name. See the Match dialog for details. |
All words in the shorter entity name match with a Character Match Percentage of 80 or more in the longer entity name (in order) after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. There are at least two significant words (not common business words) that match with a Character Match Percentage of 80 or more, and at least one of these is not a word in the English dictionary or a very common word in Watchlist name data. The list name is not an acronym alias of a longer primary entity name. | CLARKS HOME BAKERY LTD CLARKS HOME BAKERY LTD |
| E020 | Name has additional words tolerant, sounds like and multiple names in common | All words in the shorter entity name match in the longer entity name (in order) with a Character Match Percentage of 80 or more after number cardinal and ordinal standardization. There are at least two significant words (not common business words) in common between the two names. The list name is not an acronym alias of a longer primary entity name. | ABU AL FULUS ABU AL FULUS |
| E021 | Name without suffixes contains, similar and residual token in common | The entity names are a Contains match and the Word Edit Distance is no more than one between the names (where each word matches with a Character Match Percentage of 80 or more), after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. There is at least one significant word in common (not a common business word, a word in the English dictionary or a very common word in Watchlist name data). | ACCLAIM ACM LTD ACCLAIM ACM LTD |
| E022 | Name without suffixes starts with and residual token in common | The entity names are a Starts With match after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. There is at least one significant word in common (not a common business word, a word in the English dictionary or a very common word in Watchlist name data). The listed name is not an acronym alias of a longer primary entity name. | ENRON METALS BROKERS LTD ENRON METALS BROKERS LTD |
| E023 | Name without suffixes starts with and substring in common | The entity names are a Starts With match, and there is a common substring at least 8 characters in length, after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. The listed name is not an acronym alias of a longer primary entity name. |
ACCURATE SECTION BENDERS LTD ACCURATE SECTION BENDERS LTD |
| E024 | Name without suffixes contains, residual token in common and significant overlap | The entity names are a Contains match and the Word Match Percentage is 50 or more, after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. There is at least one significant word in common (not a common business word, a word in the English dictionary or a very common word in Watchlist name data). |
NON EMERGENCYTRANSPORT INC NON EMERGENCYTRANSPORT INC |
| E025 | Name without common tokens exact, and multiple residual tokens in common | The entity names match exactly, with at least two words matching, after number cardinal and ordinal standardization, and after common company prefixes, suffixes, and other words, and all English dictionary and common Watchlist name words are removed. |
LIFE CARE CENTER PUNTA GORDA LIFE CARE CENTER PUNTA GORDA |
| E026 | Original script name has additional names | All words in the shorter original script name match in the longer original script name (in order), and there are at least two matching words. |
|
| E027 | Name without suffixes contains, multiplenames in common and significant overlap | The entity names are a Contains match and the Word Match Percentage is 50 or more, after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. There is at least two significant words (not common business words) that match with a Character Match Percentage of 80 or more. | CAPITAL CITY TRANS SERV INC CAPITAL CITY TRANS SERV INC |
| E029 | Name without business words similar with typos,sounds like and significant overlap |
All words in the shorter entity name match with a Character Match Percentage of 80 or more in the longer entity name (in order) after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. The names match with a Word Match Percentage of 50 or more when common business words are not stripped. There are at least two significant words (not common business words) that match with a Character Match Percentage of 80 or more. The first word of each name has the same 4-character Metaphone key. The list name is not an acronym alias of a longer primary entity name. |
MED AMERICA CLINICS INC MED AMERICA CLINICS INC |
| E030 | Name has additional words, sounds like and residual token in common | All words in the shorter entity name exist in the longer entity name (in order) after number cardinal and ordinal standardization. There is at least one significant word (not a common business word, an English dictionary word or a word or a common Watchlist name word) in common between the two names. The list name is not an acronym alias of a longer primary entity name. | DJ CASE AND ASSOCIATES INC DJ CASE AND ASSOCIATES INC |
| E031 | Name has additional words with typos, sounds like and residual token in common | All words in the shorter entity name match with a Character Match Percentage of 80 or more in the longer entity name (in order) after number cardinal and ordinal standardization. There is at least one significant word (not a common business word, an English dictionary word or a word or a common Watchlist name word) that matches with a Character Match Percentage of 80 or more. The list name is not an acronym alias of a longer primary entity name. | GARLICK HELICOPTERS INC GARLICK HELICOPTERS INC |
| E028 | Name without business words similar and full name sounds like | The entity names match with a Character Match Percentage of between 80 and 99 after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. The names share the same metaphone key after number cardinal and ordinal standardization. | IBERIA AIRLINES IBERIAN AIRLINES |
| E032 | Name has additional words, sounds like and substring in common | All words in the shorter entity name exist in the longer entity name (in order) after number cardinal and ordinal standardization. There is a common substring of at least 8 characters in length between the two names after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. The list name is not an acronym alias of a longer primary entity name. | NATIONWIDE SECRETARIAL SERVICES LTD NATIONWIDE SECRETARIAL SERVICES LTD |
| E033 | Name without business words, similar, sounds like and multiple names in common | All words in the shorter entity name match in the longer entity name (in order) after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. There are at least two significant words (not common business words) that match. The first word of each name has the same 4-character Metaphone key. The list name is not an acronym alias of a longer primary entity name. |
CENTRAL OKLAHOMA FAMILY MEDICAL CENTER CENTRAL OKLAHOMA FAMILY MEDICAL CENTER |
| E034 | Name without business words, similar with typos,sounds like and multiple names in common | All words in the shorter entity name match with a Character Match Percentage of 80 or more in the longer entity name (in order) after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. There are at least two significant words (not common business words) that match with a Character Match Percentage of 80 or more. The first word of each name has the same 4-character Metaphone key. The list name is not an acronym alias of a longer primary entity name. |
BLACK WORLD COLLEGEOF HAIR DESIGN BLACK WORLD COLLEGEOF HAIR DESIGN |
| E035 | Name without business words has typos and sounds like | The entity names match with a Character Match Percentage of between 80 and 99 after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. The first word of each name has the same 4-character Metaphone key. | BOURNE CHIROPRACTIC LTD BOURNE CHIROPRACTIC LTD |
| E036 | Name without suffixes contains with typos and multiple names in common | The entity names are a 'Contains' match where each word matches with a Character Match Percentage of 80 or more after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. There are at least two significant words (not common business words) that match. |
MEDICAB OF METRO NEW ORLEANS MEDICAB OF METRO NEW ORLEANS |
| E037 | Name without suffixes contains, similar, and multiple words in common | The entity names are a Contains match and the Word Edit Distance is no more than one between the names (where each word matches with a Character Match Percentage of 80 or more), after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. There are at least two significant words (not common business words) that match with a Character Match Percentage of 80 or more. | GROSVENORNURSING SERVICES GROSVENOR NURSING SERVICES |
| E038 | Original script name has additional names with typos | All names in one original script name field must be fully contained within the other field, provided there are at least two names (all of which have an 80%+ Character Match Percentage) in each field. |  |
| E039 | Name has additional words and sounds like | All words in the shorter entity name exist in the longer entity name (in order) after number cardinal and ordinal standardization. |
ATRIUM INCORPORATORS WORLDWIDE LTD ATRIUM INCORPORATORS WORLDWIDE LTD |
| E040 | Name has additional words with typos and sounds like |
All words in the shorter entity name match in the longer entity name (in order) with a Character Match Percentage of 80 or more after number cardinal and ordinal standardization. The first word of each name has the same 4-character Metaphone key. |
BRILLIANT GENERALBUILDING CONTRACTOR LTD BRILLIANT GENERALBUILDING CONTRACTOR LTD |
| E041 | Name without business words loose match and full name sounds like | The entity names match with a Character Match Percentage of between 60 and 79 after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. The names have the same Metaphone key. | BRC BRC |
| E042 | Name without business words contains, sounds like, and residual token in common | Theentity names are a Contains match after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. There is at least one significant word (not a common business word, and English dictionary word or a very common word in Watchlist name data) in common between the two names. The first word of each name has the same 4- character Metaphone key. The list name is not an acronym alias of a longer primary entity name. | GARLICK HELICOPTERS INC GARLICK HELICOPTERS INC |
| E043 | Name without business words contains, sounds like, and substring in common | The entity names match with a Character Match Percentage of between 60 and 79 after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. The names have the same Metaphone key. | NATIONWIDE SECRETARIAL SERVICES LTD NATIONWIDE SECRETARIAL SERVICES LTD |
| E044 | Name without suffixes starts with | The entity names are a Starts With match after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. The list name is not an acronym alias of a longer primary entity name. | MARK MARK |
| E045 | Name without business words has additional words and sounds like | All words in the shorter entity name exist in the longer entity name (in order) after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. The first word of each name has the same 4- character Metaphone key. The list name is not an acronym alias of a longer primary entity name. | CROSS CROSS |
| E046 | Name without business words has additional words with typos and sounds like | All words in the shorter entity name match with a Character Match Percentage of 80 or more in the longer entity name (in order) after number cardinal and ordinal standardization and after common company prefixes, suffixes and other words are removed.The first word of each name has the same 4-character Metaphone key. The list name is not an acronym alias of a longer primary entity name. | GROSVENORNURSING SERVICES GROSVENOR NURSING SERVICES |
| E047 | Name without business words contains and sounds like | The entity names are a Contains match after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. The first word of each name has the same 4-character Metaphone key. The list name is not an acronym alias of a longer primary entity name. | ENRON METALS BROKERS LTD ENRON METALS BROKERS LTD |
| E048 | Name without suffixes starts with and allows acronyms | The entity names are a Starts With match after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. | ANR ANR |
| E049 | Name without suffixes contains, significant overlap and multiple words in common | The entity names are a Contains match, there are at least two words that match with a Character Match Percentage of 80 or more, and the two entity names match with a Word Match Percentage of 50 or more after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. | ALTAR ALTAR |
| E050 | Name contains with typos and multiple words in common | The entity names are a 'Contains' match where each word matches with a Character Match Percentage of 80 or more after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. There are at least two words (not prefixes or suffixes) that match. | CHERRY CHERRY |
The following table shows the Loose Entity Matching Rules:
Table 5-20 Loose Entity Matching Rules
| Group Code | Name Matching Rule | Summary of Rule Logic | Example Matching Data |
|---|---|---|---|
| E0001 | Name exact | The entity names match exactly after number cardinal and ordinal standardization | NOVEMBER SEVENTEEN
NOVEMBER 17 |
| E0002 | Original script name in any order | All words in the Original Script Names match exactly, in any order. | |
| E0003 | Original script name with typos | The Original Script Names match with a Character Match Percentage of 80% or more. |   |
| E0004 | Original script name in any order with typos | All words in the original script name match with a Character Match Percentage of 80or more, in any order. |
|
| E0005 | Original script name has additional names | All words in the shorter original script name match in the longer original script name (in order), and there are at least two matching words. |   |
| E0006 | Original script name has additional names with typos | All words in the shorter original script name match in the longer original script name (in order) with a Character Match Percentage of 80 or more, and there are at least two matching words. | |
| E0007 | Name without business words contains, sounds like, and residual token in common |
The entity names are a Contains match after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. There is at least one significant word (not a common business word, and English dictionary word or a very common word in Watchlist name data) in common between the two names. The first word of each name has the same 4-character Metaphone key. The list name is not an acronym alias of a longer primary entity name. |
HENDERSON EQUITY PARTNERS GP LTD HENDERSON EQUITY PARTNERS GP LTD |
| E0008 | Name without business words contains, sounds like, and substring in common | The entity names are a Contains match and there is a common substring at least 8 characters in length after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. The first word of each name has the same 4-character Metaphone key. The list name is not an acronym alias of a longer primary entity name. | HAMILTON NEWS HAMILTON NEWS |
| E0009 | Name without suffixes starts with | The entity names are a Starts With match after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. The list name is not an acronym alias of a longer primary entity name. | JACOB JACOB |
| E0010 | Name without business words has additional words and sounds like | All words in the shorter entity name exist in the longer entity name (in order) after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. The first word of each name has the same 4- character Metaphone key. The list name is not an acronym alias of a longer primary entity name. |
IDEAL SOLUTION ESTATES MANAGEMENT LTD IDEAL SOLUTION ESTATES MANAGEMENT LTD |
| E0011 | Name without business words has additional words with typos and sounds like | All words in the shorter entity name match with a Character Match Percentage of 80 or more in the longer entity name (in order) after number cardinal and ordinal standardization, and after commoncompany prefixes, suffixes and other words are removed. The first word of each name has the same 4-character Metaphone key. The list name is not an acronym alias of a longer primary entity name. | AVANT GARD LTD AVANT GARD LTD |
| E0012 | Name without business words contains and sounds like | The entity names are a Contains match after number cardinal and ordinal standardization, and after common company prefixes, suffixes and other words are removed. The first word of each name has the same 4- character Metaphone key. The list name is not an acronym alias of a longer primary entity name. | MOREX TRADING LTD MOREX TRADING LTD |
| E0013 | Name without suffixes starts with and allows acronyms | The entity names are a Starts With match after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. | INTERTRADE CLASSIC LTD INTERTRADE CLASSIC LTD |
| E0014 | Name without suffixes contains, significant overlap and multiple words in common |
The entity names are a Contains match, there are at least two words that match with a Character Match Percentage of 80 or more, and the two entity names match with a Word Match Percentage of 50 or more after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. |
INTERTRADE CLASSIC LTD INTERTRADE CLASSIC LTD |
| E0015 | Name contains with typos and multiple words in common | The entity names are a 'Contains' match where each word matches with a Character Match Percentage of 80 or more after number cardinal and ordinal standardization, and after common company prefixes and suffixes are removed. There are at least two words (not prefixes or suffixes) that match. | MOREX TRADING LTD MOREX TRADING LTD |