20.1 Concentration Analysis

This section describes the parameters of the Concentration Analysis.

Table 20-2 Concentration Analysis Parameters

Parameters	Description
Analysis Name	Concentration Analysis
Report Level Filters	Tabular Report: Not applicable. Graphical Reports: All the dimensions covered by this analysis, include Previous Year (Y/N), measures and Display Top x (10, 25, 50, 100, 250).
Analysis Description	This analysis provides a comprehensive and multidimensional view of the credit concentrations across the bank. This analysis enables spotting of credit exposure, delinquency, and default concentrations in the credit portfolio of the bank, across multiple combinations of dimensions.
Reports Covered	This analysis is presented through a combination of tabular and graphical reports, consisting of the following: Concentration Analysis: A multidimensional tabular report displaying the concentration by Number of accounts, EOP Balance Total, Gross Credit Exposure, Delinquent Exposure, NPA Exposure Concentration, across all listed dimensions. The report displays the Current Balance and percentage of total (percentage proportion). The graphical report consists of the combination chart which displays the selected measure as a cluster column and the line chart displays the % composition of the selected measure based on the combination of the chosen dimension. GCE Concentration: A bubble chart, where each bubble representing a portfolio combination (based on the selected combination of dimensions) is analyzed for GCE concentration, YoY percentage change in the EOP Balance, and WAPD of the portfolio. Delinquent Concentration: A bubble chart, where each bubble representing a portfolio combination (based on the selected combination of dimensions) is analyzed for delinquent exposure, concentration, YoY percentage change in the EOP Balance, and WAPD of the portfolio. NPA Concentration: A bubble chart, where each bubble representing a portfolio combination (based on the selected combination of dimensions) is analyzed for NPA Exposure concentration, YoY percentage change in the EOP Balance, and WAPD of the portfolio.
Dimensions	Legal Entity Line of Business Product Type Obligor Rating Product Organization Structure Asset Classification Collateral Type Maturity Profile Issuer Type Industry LTV Customer Type PD Band Natural Currency
Drill-down details	Not Applicable
Drill-down Path	Not Applicable