29.2 New Business - Trend

This section describes the parameters of the New Business - Trend Analysis.

Table 29-3 New Business Trend Analysis Parameters

Parameters Description
Analysis Name New Business Trend
Report Level Filters
  • Tabular Report: All the measures covered by the analysis and periodicity of the trend.
  • Graphical Reports: New Business - Trend and New Business & New business -Trend of Variance: All the dimensions and time period covered by this analysis.
  • Graphical Report: New Business - detailed trend and New Business - Trend of Proportions: All the dimensions, time period and measures covered by this analysis.
Analysis Description

This analysis gives a multidimensional view of the past trend of the new business trend for over the last 8 years or 8 quarters or 8 months.

The tabular report highlights the actual, percentage composition and variance of the key new business measures across 8 years or 8 quarters or 8 months, for new business

The measures covered in this analysis are: Number of Accounts, EOP Balance, Gross Credit Exposure and Net Charge Off.

Reports Covered

This analysis is presented through a combination of tabular and graphical reports, comprising the following:

  • New Business Trend (Tabular Report): A multidimensional Tabular Report displaying the trend of the selected measure over 8 years or 8 quarters or 8 months. The trend of actuals, proportions and variance between periods is displayed in the tabular report.
  • New Business – Trend (Graphical Report): A combination chart where the Number of accounts is displayed as cluster column and GCE, EOP balance and and NCO for new business as a line chart over 8 years or 8 quarters or 8 months, for the selected combination of dimensions and period.
  • New Business – Trend of Variance: A line chart where the trend of variance for the new business is displayed by Number of accounts GCE, EOP balance and NCO for over 8 years or 8 quarters or 8 months, for the selected combination of dimensions and period.
  • New Business – Detailed Trend: A line chart displaying the detailed trend of GCE, EOP Balance, Number of accounts and Net Charge off for new business, over 8 years or 8 quarters or 8 months. Based on the selected dimension, the trend report will display one trend line for each sub-dimension (portfolio).
  • New Business – Trend of Proportions: A stacked column chart displaying the composition of new business across chosen dimension values (products, line of business etc.), over 8 years or 8 quarters or 8 months. The measures covered are GCE, EOP Balance, and Number of accounts and Net Charge Off.
Dimensions
  • Line of Business
  • Product Type
  • Product
  • Organization Structure
  • Natural Currency
  • External Credit Score Band
  • Delinquency Band
  • Income Band
  • Credit Status
  • Watchlist Status
  • LTV
Drill-down details Not Applicable
Drill-down Path Not Applicable