1. Credit Risk Analytics User Guide
  2. Appendix A: User Configuration and Settings
  3. Standard Reclassifications

A.1 Standard Reclassifications

The regulatory guidelines specify classifications and computations based on certain generic product, party and Line Of Business (LOB) types. Each bank, internally, will have its own product, party and LOB types, which differ from bank to bank. In order to ensure consistency in computations, the application supports three standard dimensions:
  • Standard Product Type
  • Standard Party Type
  • Standard Line of Business

The bank specific product, party and LOB types, which are accepted as a download in the staging tables, are required to be reclassified to standard product, party and LOB types supported by OFS CRA, respectively.