16.6 Stressed Assets - Change Analysis

This section describes the parameters of the Stressed Assets – Change Analysis.

Table 16-7 Stressed Assets – Change Analysis Parameters

Parameters Description
Analysis Name Stressed Assets – Change Analysis
Report Level Filters
  • Tabular Report: All the measures (such as Watchlisted Exposures, Delinquent Exposures, Non-Performing Assets, NPA Sub-Standard Assets, NPA – Doubtful Assets, NPA – Loss Assets) covered in this analysis and reference Period.
  • Graphical Reports: All the dimensions, measures (stressed asset class) covered by the analysis and Reference Period.

This analysis provides an understanding of the changes and reasons for changes in the credit exposure to a selected stressed asset class (measure), between a selected reference period and current date.

The reference periods covered by this analysis are Previous year, Beginning of year, Beginning of the quarter and Beginning of the month.

The measures (stressed asset class) covered by this analysis are Watchlisted Assets, Delinquent Assets, Non-Performing Assets, NPA Sub-Standard Assets, NPA Doubtful Assets and NPA Loss Assets.

Reports Covered

This analysis is a combination of tabular and graphical reports, consisting of the following:

  • Stressed Assets – Change Analysis: A multidimensional tabular report, displaying change and reasons for the changes in exposure to a selected stressed asset class (measure), between a selected reference period and current date. The report displays the Opening Balance, New Additions, Resolutions, Net Change in EOP Balances of Existing Accounts, Other Changes, Charged Off, and Current Balance.
  • Stressed Assets - Change Analysis (graphical report): A bridge chart that analyzes the change and reasons for the change in exposure to selected stressed asset class (measure), between a selected reference period and current date, for a selected combination of dimensions. The report displays the Opening Balance, New Additions, Resolutions, Net Change in EOP Balances of Existing Accounts, Other Changes, Charged Off, and Current Balance.
Dimensions
  • Legal Entity
  • Line of Business
  • Product Type
  • Product
  • Organization Structure
  • Industry
  • Customer Type
  • Natural Currency
Drill-down details Not Applicable
Drill-down Path Not Applicable