17.7 Allowance for Loans and Lease Losses – Change Analysis

This section describes the parameters of the Allowance for Loans and Lease Losses - Change Analysis.

Table 17-8 Allowance for Loans and Lease Losses - Change Analysis Parameters

Parameters Description
Analysis Name Allowance for Loans and Lease Losses - Change Analysis
Report Level Filters
  • Tabular Report: Reference Period
  • Graphical Reports: Reference period and all the dimensions covered by this analysis.
Analysis Description This analysis provides an understanding of the changes and reasons for changes in the ALLL, between a selected reference period and the current date. The reference periods covered by this analysis are Previous Year, Beginning of Year, Beginning of the Quarter and Beginning of the Month.
Reports Covered

This analysis is a combination of tabular and graphical reports, consisting of the following:

  • Allowance for Loans and Lease Losses - Change Analysis: A multidimensional tabular report displaying the changes and reasons for changes in the ALLL between a selected reference period and current date. The report displays the Opening Balance of ALL, Net Charge off during the Period, Reserves before Provisions, Provisions during the current period, and Other Changes during the current period and Current Balance of ALLL.
  • Allowance for Loan and Lease Losses – Change: A bridge chart that analyzes the change and reasons for the changes in the ALLL, between a selected reference period and current date, for the selected combination of dimensions. The report displays the Opening Balance of ALLL, Net Charge off during the Period, Reserves before Provisions, Provisions made during the period, Other Changes and Current Balance of ALLL.
Dimensions
  • Legal Entity
  • Line of Business
  • Product Type
  • Product
  • Organization Structure
  • Industry
  • Obligor Rating
  • Customer Type
  • Credit Status
  • Impaired Asset Class
  • Delinquency Bands
  • Natural Currency
Drill-down details Not Applicable
Drill-down Path Not Applicable