17.5 Credit Quality Ratio – Trend

This section describes the parameters of the Credit Quality Ratio - Trend Analysis.

Table 17-6 Credit Quality Ratio - Trend Analysis Parameters

Parameters Description
Analysis Name Credit Quality Ratio – Trend
Report Level Filters
  • Tabular Report: All the measures covered by this analysis and periodicity of the trend.
  • Graphical Reports: All the dimensions covered by this analysis and periodicity of the trend.
Analysis Description

This analysis gives a multidimensional view of the past trend for a selected ratio over the last 8 years or 8 quarters or 8 months.

The measures covered in this analysis are Watchlist Ratio, Delinquent Ratio, NPA Ratio, ALLL Ratio, ALLL-NPA Coverage Ratio, Current Provision Ratio, ALLL-NCO Coverage Ratio, Charge off Ratio and WAPD.

Reports Covered

This analysis is a combination of tabular and graphical reports, consisting of the following:

  • Credit Quality Ratio – Trend: A multidimensional tabular report displaying the trend of a selected measure over 8 years or 8 quarters, or 8 months.
  • Key Credit Quality Ratios - Trend: A line chart displaying the trend of all the measures over the 8 years or 8 quarters, or 8 months for the selected combination of dimensions.
Dimensions
  • Legal Entity
  • Line of Business
  • Product Type
  • Product
  • Organization Structure
  • Industry
  • Obligor Rating
  • Customer Type
  • Exposure Band
  • Natural Currency
Drill-down details Not Applicable
Drill-down Path Not Applicable