27.5 Credit Quality Ratio – Trend

This section describes the parameters of the Credit Quality Ratio - Trend Analysis.

Table 27-6 Credit Quality Ratio - Trend Analysis Parameters

Parameters	Description
Analysis Name	Credit Quality Ratio – Trend
Report Level Filters	Tabular Report: All the measures covered by this analysis and periodicity of the trend. Graphical Report: Key Credit Quality ratios - Trend: All dimensions covered by this analysis and periodicity of the trend. Graphical Report: Credit Quality ratios - detailed trend: All dimensions covered by this analysis, periodicity of the trend and measure for detailed trend report.
Analysis Description	This analysis provides a multidimensional view of the past trend for a selected measure over the last 8 years or 8 quarters or 8 months. The measures covered in this analysis are: Delinquent Ratio, NPA Ratio, Watchlist Ratio, ALLL Ratio, ALLL-NPA Coverage Ratio, Current Provision Ratio, ALLL-NCO Coverage Ratio, Charge Off Ratio, WAPD, Utilization Percentage and WAECS.
Reports Covered	This analysis is presented through a combination of a tabular and a graphical report, consisting of the following: Credit Quality Ratios - Trend: A multidimensional tabular report displaying the trend of a selected credit quality ratio over 8 years or 8 quarters, or 8 months. Key credit Quality Ratio – Trend: A line chart displaying the trend of measures like Delinquent ratio, NPA ratio, Watchlist ratio, ALLL ratio, Current Provision ratio, ALLL-NPA Coverage ratio, WAPD, Charge-off ratio and Utilization % over 8 years or 8 quarters, or 8 months. You can choose one of the measures from the dropdown filter: All measures, Delinquent Ratio, NPA Ratio, Watchlist Ratio, ALLL Ratio, ALLL-NPA Coverage Ratio, Current Provision Ratio, ALLL-NCO Coverage Ratio, Charge Off Ratio, WAPD, Utilization Percentage, WAECS. Key Credit Quality Ratios - Detailed Trend: A line chart displaying the detailed trend of the actuals of the selected measure (ratio) with each line representing a portfolio (sub dimension), for 8 years or 8 quarters or 8 months and for the selected combination of dimensions. You can choose one of the measures from the dropdown filter: Delinquent Ratio, NPA Ratio, Watchlist Ratio, ALLL Ratio, ALLL-NPA Coverage Ratio, Current Provision Ratio, ALLL-NCO Coverage Ratio, Charge Off Ratio, WAPD, Utilization Percentage, WAECS.
Dimensions	Legal Entity Line of Business Product Type Product Organization Structure External credit score band Customer Type Natural Currency Exposure Band Customer age band LTV band Lien position Credit Status
Drill-down details	Not Applicable
Drill-down Path	Not Applicable