30.3 New Business – Ability to Pay - Summary

This section describes the parameters of the New Business – Ability to Pay Summary Analysis.

Table 30-4 New Business Ability to Pay Summary Analysis Parameters

Parameters	Description
Analysis Name	New Business Ability to Pay Summary
Report Level Filters	Tabular Report: Reference Period Graphical Reports: All the dimensions and period covered by this analysis.
Analysis Description	This analysis provides an in-depth analysis of the spread of new business by their ability to service the loans.
Reports Covered	This analysis is presented through a combination of Tabular and Graphical reports, comprising the following: New Business Ability to Pay Summary: A multidimensional Tabular Report displaying spread of new business by their ability to pay ratios. The new business is presented by using measures such as Number of accounts, GCE and EOP balance. New Business – Ability to Pay and Liquidity Analysis: A Combination Chart which displays the spread of New Business GCE, EOP Balance and no of new accounts (originated during a chosen reference period) across different bands of a chosen ability to pay metric. The measures such as GCE and EOP balance is show as clustered columns and number of accounts are shown as scatter plot. New Business – Ability to Pay Composition: A Radar Chart that displays the percentage spread of new Business GCE, EOP balance and Number of new accounts (originated during a chosen reference period), across chosen ability to pay metric.
Dimensions	Product Type Products EMI/CI Band EMI/Residual Income Band EMI/Net Worth Band EMI/Household Income Band Loan/Value of Primary Security Band Debt/Income Band LTV
Drill-down details	Not Applicable
Drill-down Path	Not Applicable