1. Credit Risk Analytics User Guide
  2. OFS Credit Risk Analytics Dashboards and Reports
  3. OFS Credit Risk Analytics List of Dashboards

9.1 OFS Credit Risk Analytics List of Dashboards

The following table lists the reports available in OFS Credit Risk Analytics Release v8.1.2.1.0.

Table 9-1 Reports in OFS CRA

Sl. No. Dashboard Page Analysis Reports
1 Enterprise Credit Risk Credit Portfolio Overview Credit Portfolio-Summary
  • Credit Portfolio - Summary
  • Key Credit Metrics
  • Key Credit Metrics - Composition
2 Enterprise Credit Risk Credit Portfolio Overview Credit Portfolio-Variance
  • Credit Portfolio – Variance
  • EOP Balance - Total – Variance
  • Key Credit Metrics – Variance
3 Enterprise Credit Risk Credit Portfolio Overview Credit Portfolio-Trend
  • Credit Portfolio – Trend
  • Credit Portfolio – Trend of Variance Percentage
  • Key Credit Metrics - Yearly Trend
  • Key Credit Metrics - Yearly Variance
4 Enterprise Credit Risk Credit Portfolio Overview Credit Portfolio – Inflows and Outflows
  • Credit Portfolio – Inflows and Outflows
  • Key Credit Metrics - Inflows and Outflows
5 Enterprise Credit Risk Credit Portfolio Overview Credit Exposure Distribution by Tenor - Fund based Exposures
  • Credit Exposure Distribution by Tenor - Fund Based Exposures
  • Credit Exposure - Maturity Profile (Actuals)
  • Credit Exposure - Maturity Profile (Percentage)
6 Enterprise Credit Risk Credit Quality Credit Quality Ratio – Summary
  • Credit Quality Ratio – Summary
  • Key Stressed Asset Ratios
  • Key Credit Loss Reserve Ratios
  • Key Coverage Ratios
7 Enterprise Credit Risk Credit Quality Credit Quality Ratio – Trend
  • Credit Quality Ratio – Trend
  • Key Credit Quality Ratios – Yearly Trend
8 Enterprise Credit Risk Credit Quality Stressed Assets Classification Summary
  • Stressed Assets Classification Summary
  • Stressed Assets Classification
  • Delinquent Exposures Classification
  • NPA Exposures Classification
9 Enterprise Credit Risk Credit Quality Credit Quality and Stressed Assets – Trend
  • Credit Quality and Stressed Assets – Trend
  • Credit Quality and Stressed Assets – Variance
  • Stressed Assets Classification & Reserves – Trend
  • Stressed Assets Classification & Reserves – Variance
10 Enterprise Credit Risk Credit Quality Stressed Assets - Cost Analysis
  • Credit Quality and Stressed Assets – Trend
  • Credit Quality and Stressed Assets – Variance
  • Stressed Assets Classification & Reserves – Trend
  • Stressed Assets Classification & Reserves – Variance
11 Enterprise Credit Risk Credit Quality Stressed Assets - Change Analysis
  • Stressed Assets – Change Analysis (tabular report)
  • Stressed Assets - Change Analysis (graphical report)
12 Enterprise Credit Risk Credit Quality Allowance For Loans and Lease Losses - Change Analysis
  • Allowance For Loans and Lease Losses - Change Analysis
  • Allowance for Loan and Lease Losses – Change
13 Enterprise Credit Risk New Business New Business – Summary
  • New Business Summary
  • Incremental Business (GCE) – Analysis
  • Current GCE Composition
  • Net Incremental GCE Existing Business Incremental Business (GCE)
14 Enterprise Credit Risk New Business Top New Business
  • Top Incremental Business - New and Existing Customers
  • Top Incremental Business - Existing Accounts - Quality and Concentration
  • Top Incremental Business - New Customers - Quality and Concentration
  • Incremental Business
15 Enterprise Credit Risk New Business New Business – Trend
  • New Business Trend
  • Incremental Business – Trend
  • Incremental Business – Trend of Proportions
16 Enterprise Credit Risk Concentration Concentration Analysis
  • Concentration Analysis
  • GCE Concentration
  • Delinquent Concentration
  • NPA Concentration
17 Enterprise Credit Risk Capital Requirement Capital Requirement Summary
  • Capital Requirement Summary
  • Capital and Reserves – Summary
  • Capital Requirement – Composition
18 Enterprise Credit Risk Capital Requirement Capital Holding Summary
  • Capital Holding Summary
  • Capital Holding - Summary and Composition
19 Enterprise Credit Risk Capital Requirement Capital Requirement Trend
  • Capital Requirement Trend
  • Capital Holding, Expected Loss and Reserves – Trend
  • Capital Holding, Reserves, and Expected Loss – Variance
20 Enterprise Credit Risk Top Exposures Top Exposures
  • Top Exposures (Tabular reports)
  • Top Exposures (Bar Graphs)
  • Summary of Total exposure
  • Account Level Detailed Summary
  • Gross Credit Exposure & EOP of Top Exposures
  • Top Exposure Proportion
  • Top Exposures - Composition by PD, Concentration & Growth
21 Wholesale Credit Risk Credit Portfolio Overview Credit Portfolio Summary
  • Credit Portfolio - Summary
  • Key Credit Metrics
  • Key Credit Metrics - Composition
22 Wholesale Credit Risk Credit Portfolio Overview Credit Portfolio – Inflows and Outflows
  • Credit Portfolio – Inflows and Outflows
  • Key Credit Metrics - Inflows and Outflows– Fund based Exposures
23 Wholesale Credit Risk Credit Quality Stressed Assets Classification Summary
  • Stressed Assets Classification Summary
  • Stressed Assets Classification
  • Delinquent Exposures Classification
  • NPA Exposures Classification
24 Wholesale Credit Risk Credit Quality Loan Loss Reserves Summary
  • Loan Loss Reserves Summary
  • Loan Loss Reserves Key Metrics
  • Loan Loss Reserves - Composition
25 Wholesale Credit Risk Credit Quality Credit Quality Trend
  • Credit Portfolio and Asset Quality – Trend
  • Credit Portfolio and Asset Quality – Trend of Variance
  • Key Credit Metrics – Trend
  • Key Credit Metrics – Variance Trend
  • Stressed Asset Classification Trend
  • Stressed Asset Classification – Variance Trend
  • Loan Loss Reserves – Trend
  • Loan Loss Reserves – Variance Trend
26 Wholesale Credit Risk Credit Quality Credit Quality Ratio Summary
  • Credit Quality Ratio – Summary
  • Key Stressed Asset Ratios
  • Key Credit Loss Reserve Ratios
  • Key Coverage Ratios
27 Wholesale Credit Risk Credit Quality Credit Quality Ratio Trend
  • Credit Quality Ratio – Trend
  • Key Credit Quality Ratios - Trend
28 Wholesale Credit Risk Credit Quality Stressed Assets - Change Analysis
  • Stressed Assets – Change Analysis (tabular report)
  • Stressed Assets - Change Analysis (graphical report)
29 Wholesale Credit Risk Credit Quality Allowance For Loans and Lease Losses - Change Analysis
  • Allowance for Loans and Lease Losses - Change Analysis
  • Allowance for Loan and Lease Losses – Change
30 Wholesale Credit Risk Top Exposures Top Exposures
  • Top Exposures (tabular report)
  • Top Exposures (graphical report)
  • Gross Credit Exposure & EOP of Top Exposures
  • Top Exposure Proportion
  • Top Exposures - Composition by PD, Concentration & Growth
31 Wholesale Credit Risk Rating Migration and Transition Rating Migration Analysis
  • Migration Ratios
  • Rating Migration Matrix
  • Rating Migration Analysis - Upgrades and Downgrades (tabular report)
  • Rating Migration -Change Analysis
  • BASEL Migration Ratios
  • BASEL Rating Migration Matrix
  • BASEL Rating Migration Analysis – Upgrades and Downgrades
  • BASEL Rating Migration - Change Analysis
  • Migration Ratios
  • Rating Migration Matrix
  • Rating Migration Analysis – Upgrades and Downgrades
  • Rating Migration - Change Analysis
32 Wholesale Credit Risk Rating Migration and Transition Rating Transition Probability
  • Rating Transition Probability (tabular report)
  • Rating Transition Probability (graphical report)
33 Wholesale Credit Risk New Business New Business – Summary
  • New Business Summary
  • Incremental Business (GCE) – Analysis
  • Current GCE Composition
  • Incremental Business (GCE) – Composition
33 Wholesale Credit Risk New Business Top New Business
  • Top Incremental Business – New & Existing Accounts
  • Top Incremental – Existing Accounts – Quality & Concentration
  • Top Incremental – New Accounts – Quality & Concentration
  • Incremental Business
34 Wholesale Credit Risk New Business New Business – Trend
  • New Business Trend
  • Incremental Business – Trend
  • Incremental Business – Trend of Proportions
35 Wholesale Credit Risk Concentration Concentration Analysis
  • Concentration Analysis.
  • GCE Concentration
  • Delinquent Concentration
  • NPA Concentration
36 Wholesale Credit Risk Concentration Concentration Trend
  • Concentration - Trend (tabular report)
  • Concentration - Trend (graphical report)
37 Wholesale Credit Risk Concentration Top Concentration
  • Top GCE Concentration
  • Top Delinquent Concentration
  • Top NPA Concentration
38 Wholesale Credit Risk Group Exposure Group Exposure Summary
  • Group Exposure Summary
  • Top Group Exposures – Credit quality & Concentration
  • Top Group Exposures
39 Credit Risk – Trading Book Single Counterparty Credit Exposures Single Counterparty Credit Exposures
  • Top Single Counterparty Credit Exposures
  • Top CCE – Asset Quality and Concentration
40 Credit Risk – Trading Book Group Exposure Group of Connected Counterparties Credit Exposures (GCCE)
  • Top Group of Connected Counterparty Exposures
  • Top GCCE – Asset Quality and Concentration
41 Credit Risk – Trading Book Portfolio Summary – Obligor Type Portfolio Summary- Obligor Type
  • Portfolio Summary – Obligor Type
  • Key Metrics Summary
  • Key Metrics Composition
  • Asset Quality and Concentration
42 Retail Credit Risk Credit Portfolio Overview Credit Portfolio - Summary
  • Credit Portfolio Summary
  • Key Credit Metrics
  • Key Credit Metrics - Composition
43 Retail Credit Risk Credit Portfolio Overview Credit Portfolio – Inflows and Outflows
  • Credit Portfolio – Inflows and Outflows – Fund Based Exposures
  • Key Credit Metrics - Inflows and Outflows – Fund Based Exposures
44 Retail Credit Risk Credit Quality

Stressed Assets Classification Summary
  • Stressed Assets Classification Summary
  • Stressed Assets Key Classification
  • Delinquent Exposures Classification
  • NPA Exposures Classification
  • Foreclosures and Charge Offs - Summary
  • Stressed Assets Composition
45 Retail Credit Risk Credit Quality

Credit Quality – Summary
  • Credit Quality Summary
  • Number of Accounts – Portfolio Summary
  • Loan Loss Reserves Key Metrics
  • Exposure Utilization Summary
  • Exposure Mitigation Summary
  • Key Credit Quality Metrics Composition
  • Overdues/ Foreclosures Summary
46 Retail Credit Risk Credit Quality

Credit Portfolio & Asset Quality - Trend

  • Credit Portfolio and Asset Quality – Trend
  • Credit Portfolio and Asset Quality - Trend of Variance
  • Key Credit Metrics Trend
  • Key Credit Metrics Variance Trend
  • Stressed Assets Classification Trend
  • Stressed Assets Classification Variance Trend
  • Loan Loss Reserves - Trend
  • Loan Loss Reserves - Variance Trend
47 Retail Credit Risk Credit Quality

Credit Quality Ratio – Summary

  • Credit Quality Ratio – Summary
  • Key Stressed Asset Ratios
  • Key Credit Loss Reserve Ratios
  • Key Coverage Ratios
  • Mitigant Value Analysis
  • Key Credit Quality Metrics
48 Retail Credit Risk Credit Quality

Credit Quality Ratio – Trend
  • Credit Quality Ratio – Trend
  • Key Credit Quality Ratios - Trend
  • Credit Quality Ratios - Detailed Trend
49 Retail Credit Risk Credit Quality Stressed Assets - Change Analysis
  • Stressed Assets – Change Analysis (tabular report)
  • Stressed Assets – Change Analysis (graphical report)
50 Retail Credit Risk Credit Quality Allowance For Loans and Lease Losses - Change Analysis
  • Allowance for Loans and Lease Losses - Change Analysis
  • Allowance for Loan and Lease Losses – Change
51 Retail Credit Risk Rating Migration and Transition Migration Analysis
  • Migration Ratios
  • Migration Matrix
  • Migration Analysis – Upgrades and Downgrades (tabular report)
  • Migration Change Analysis (tabular report)
  • Migration Analysis – Upgrades and Downgrades (graphical report)
  • Migration ChangeAnalysis
  • Migration Change Analysis (graphical report)
52 Retail Credit Risk Rating Migration and Transition Transition Probability
  • Transition Probability Matrix ECS Bands
  • Transition Probability (Delinquency Bands)
53 Retail Credit Risk Concentration Concentration Analysis
  • Concentration Analysis
  • GCE Concentration
  • Delinquent Concentration
  • NPA Concentration
  • Concentration – Other Key Measures
54 Retail Credit Risk Concentration Concentration Analysis - Trend
  • Concentration Analysis – Trend
  • Concentration – Trend
55 Retail Credit Risk New Business New and Existing Business - Summary
  • New and Existing Business Summary
  • New Business – Key Credit Metrics
  • New Business – Key Metrics Composition
  • New Business – Credit Quality and Concentration
  • Existing Business – Key Credit Metrics
  • Existing Business – Key Metrics Composition
56 Retail Credit Risk New Business New Business - Trend
  • New Business Trend (tabular report)
  • New Business – Trend (graphical report)
  • New Business – Trend of Variance
  • New Business – Detailed Trend
  • New Business – Trend of Proportions
57 Retail Credit Risk New Business New Business – Ability to Pay Summary
  • New Business Ability to Pay Summary
  • New Business – Ability to Pay and Liquidity Analysis
  • New Business – Ability to Pay Composition
58 Retail Credit Risk Collections Collections
  • Collections
  • Collections Overview
  • Collections Detailed Summary
  • Collections Performance Summary

Note:

In all the drill-down reports, the Days Past Due column displays the maximum overdue date for that obligor.