| Analysis Description |
This analysis provides a comprehensive and multidimensional view of
the credit concentrations in the retail banking portfolio.
This analysis enables spotting of credit exposure, delinquency, and
default concentrations in the retail credit portfolio of the bank,
across multiple combinations of dimensions.
|
| Reports Covered |
This analysis is presented through a combination of Tabular and
Graphical Reports, consisting of the following:
- Concentration Analysis (tabular report): A multidimensional
tabular report displaying the concentration by Number of
Accounts, Number of Accounts Percentage, Gross Credit Exposure,
Gross Credit Exposure Percentage, EOP Balance Total, EOP Balance
– Total Percentage, Delinquent Exposure, Delinquent Exposure
Percentage, NPA Exposure, NPA Exposure Percentage, Security
Value and Security Value Percentage.
- Concentration analysis (graphical report): A combination chart
where the concentration is displayed by selecting a measure
(GCE, EOP balance, Delinquent exposure, NPA exposure) and
combination of dimensions. The column displays the selected
measure and the line chart as a composition of the selected
measure. You can also compare the previous year result in the
graph by choosing Include previous year option as (Y or N).
- GCE Concentration: A Bubble Chart, where each bubble
representing a portfolio combination (based on the selected
combination of dimensions) is analyzed for GCE Concentration,
YoY percentage change in the EOP Balance, and WAPD of the
portfolio.
- Delinquent Concentration: A Bubble Chart, where each bubble
representing a portfolio combination (based on the selected
combination of dimensions) is analyzed for delinquent exposure,
concentration, YoY percentage change in the EOP Balance, and
WAPD of the portfolio.
- NPA Concentration: A Bubble Chart, where each bubble
representing a portfolio combination (based on the selected
combination of dimensions) is analyzed for NPA Exposure
concentration, YoY percentage change in the EOP Balance, and
WAPD of the portfolio.
- Concentration – Other Key Measures: A radar chart displaying the
selected measure as (Number of Accounts, Security Value, and EOP
Balance - Total) Concentration for a chosen portfolio (by
selected combination of dimensions). You can filter the data
using one of the following options: All Measures, No of
Accounts, Security Value, EOP Balance and Total. You can filter
the data using one of the following options: All Measures, No of
Accounts, Security Value and EOP Balance – Total.
|