8.1.3.3 Sample Accounts Reporting

This sample report is based on Accounts subject area. It provides stakeholders with an overall summary of credit status of institution’sassets such as loans as of the selected date.

Credit Status: This provides a view of end-of-period balance in the reporting currency by credit status across regions and branches. It enables stakeholders to assess the health of credit portfolios and identify areas requiring attention. This helps in monitoring regional and branch-level credit performance and risk exposure and helps identifying if any specific region or branch needs attention.

Figure 8-39 Credit Status

Non Performing Assets: Provides a visual representation of non performing assets (NPAs), where definition of non performing asset is as per jurisdictional regulator and user provides data marking accounts as NPA. This visualization is based on across regions using bar charts. It offers insights into the distribution and health of non-performing assets (NPAs) by region.

Figure 8-40 Non Performing Assets

Branchwise NPA - This displays the distribution of non-performing assets (NPAs) across branches for a particular region, segmented into various credit status categories such as Bankrupt, Impaired, Written Off, and Delinquent. This chart provides a view of NPA composition for each branch, enabling stakeholders to quickly assess and compare the extent and type of financial risk across different branches of a given region. This is especially helpful if user sees unexpected data for a given region in previous visualization, and wants to view data spread across branches for that region.

Figure 8-41 Branchwise NPA