8.2.5.9 Integrated Results Visualization

The Integrated Results – Reports Dashboard provides a consolidated view of financial exposure and risk-related data across multiple reporting domains. It enables users to analyze balances, limits, collateral (mitigants), and product-level details from a single interface.

Consolidated Source

This report displays detailed, record-level information after applying filters.

Column Name	Description
Account or Contract Number	Unique identifier for the account or contract
Product Description	Type of financial product (Loan, Investment, Credit Card, etc.)
Party Identifier	Identifier of the customer or counterparty
ISO Currency Code	Currency associated with the exposure
Sanctioned Limit	Approved credit or exposure limit
End of Period Balance	Outstanding balance at the reporting date
Original Loan to Value Ratio	Initial LTV ratio at loan origination
Mitigant Description	Collateral or credit risk mitigant reference
Mitigant Market Value	Current market value of the mitigant

Figure 8-83 Consolidated Source

Accounting Output

The Accounting Output report shows the end-of-period balances and management ledger balances for various accounts. It provides a detailed view of the bank’s financial standing across different loan products, helping with internal financial management and accounting accuracy.

Figure 8-84 Accounting Output

IFRS9

The IFRS9 report tracks the classification of loans according to their credit risk stages (Stage 1, 2, or 3) and helps manage provisions for expected credit losses. It ensures compliance with international standards for financial reporting and credit risk assessment.

Figure 8-85 IFRS9

Profitability

This report focuses on key profitability metrics, including net interest margin, allocated costs, and net income post-tax. It provides insights into the financial health of the bank by showing income generated from loans and other financial products.

Figure 8-86 Profitability

Capital Adequacy

The Capital Adequacy report evaluates the bank's capital reserves against the risk-weighted assets and exposures at default. It helps ensure that the institution maintains sufficient capital to cover potential losses under various risk scenarios.

Figure 8-87 Capital Adequacy

Liquidity Risk Management

This report tracks the end-of-period balance and HQAL asset levels for various accounts, providing insights into the bank's liquidity status. It helps assess the bank's ability to meet financial obligations and manage liquidity risk effectively.

Figure 8-88 Liquidity Risk Management

Integrated Results

The Integrated Results report provides detailed financial information at the account level, showing metrics such as exposure at default, risk-weighted amounts, and net income post-tax. It allows users to assess financial risk and performance across different loan products and contracts.

Figure 8-89 Integrated Results

Portfolio Analysis

• Loan Product Analysis: This report visualizes the distribution of various loan products, showing the end-of-period balance for each type. It helps identify which loan categories dominate the portfolio, such as "Other Loans" with the highest balance.

  Figure 8-90 Loan Product Analysis

  
  

  

  
  
• Loan Product Analysis by Branch: This report visualizes the distribution of loan products across branches, highlighting the dominance of "Other Loans" in terms of product type. It provides both pie chart and bar graph views, showing the share and end-of-period balance for each loan category.

  Figure 8-91 Loan Product Analysis by Branch