39.1.3 Handling Hypothecated Deposits in OFSDF

The process of adjusting deposit proceeds to repay the Loan Contract is a part of the Deposit and Loan Transaction tables. To handle the Hypothecated Deposits in OFSDF, perform these steps:

1. You can continue to:
   1. Use the Term Deposits table to store deposits. Additionally, perform these tasks:
      1. Set the column STG_TD_CONTRACTS.V_OFFSET_ACCT_NBR to display the Loan Account Number.
      2. Set the flag column STG_TD_CONTRACTS.F_LIEN_MARKED_IND to True or Y.
      3. Set the flag column STG_TD_CONTRACTS.F_PRODUCT_LINKED_DEPOSIT_FLAG to True or Y.
   2. Use the Loan Contracts table to store loans.
2. Additionally, store deposit as mitigant in the Mitigant table and perform this task:
   • Set the flag column STG_MITIGANTS.F_CONSENT_TO_ADJUST_MATURITY to True or Y.