Create a Stage Curing Rule

Perform the following steps to create a Stage Curing Rule:

On the Stage Curing Rule Summary page, click the Add icon to open the Stage Curing Rule window.

Populate the Stage Curing Rule form as tabulated:

Option

Description

Name

Enter a name for the Stage Curing Rule definition.

This is a mandatory field.

Description

Enter a description for the Stage Curing Rule definition.

Folder

Select a folder from the drop-down list.

This is a mandatory field.

Modelling Set

Select a Modelling Set from the drop-down list.

This is a mandatory field.

Rule Parameters

Enable or disable the required Rule Parameters in this pane. The available Rule Parameters are:

Cooling Period(Days)
Days Past Due
Rating Long Term (Internal Rating Ranks are considered)
Rating Sort Terms (Internal Rating Ranks are considered)
LTV (Loan to Value Ratio)
FICO Score (Credit Score)
12 Month PD
Life Time PD

Curing Rules (This refers to the previous reporting stage of the account.)

In this pane, the following actions must be performed:

Stage <> - Click the slider to enable or disable this stage curing rule.
Current - This refers to the stage that the account is in.
Target - Target - Select a target stage from the drop-down list.
Source Table -
- Cooling Period(Days) - Enter a positive integer in the Cooling Period(Days) row of these source tables. This is a mandatory field.
- Days Past Due -
  - Left-Column (Comparison Symbols) - Select a comparison symbol from the drop-down lists.
  - Right Column (Values) - Enter only a positive integer in these fields.
  These are mandatory fields.
- Rating Long Term (Internal Rating Ranks are considered)
  - Left-Column (Comparison Symbols) - Select a comparison symbol from the drop-down lists.
  - Right Column (Values) - Enter only a positive integer in these fields. This is a mandatory field.
  These are mandatory fields.
- Rating Sort Term (Internal Rating Ranks are considered)
  - Left-Column (Comparison Symbols) - Select a comparison symbol from the drop-down lists.
  - Right Column (Values) - Enter only a positive integer in these fields. This is a mandatory field.
  These are mandatory fields.
- LTV (Loan to Value Ratio)
  - Left-Column (Comparison Symbols) - Select a comparison symbol from the drop-down lists.
  - Right Column (Values) - Enter only a percentage value.
  These are mandatory fields.
- FICO Score (Credit Score)
  - Left-Column (Comparison Symbols) - Select a comparison symbol from the drop-down lists.
  - Right Column (Values) - Enter a value in these fields. This is a mandatory field.
  These are mandatory fields.
- 12 Month PD -
  - Left-Column (Comparison Symbols) - Select a comparison symbol from the drop-down lists.
  - Right Column (Values) - Enter a numeric value in a percentage format.
  These are mandatory fields.
- Life Time PD -
  - Left-Column (Comparison Symbols) - Select a comparison symbol from the drop-down lists.
  - Right Column (Values) - Enter a numeric value in a percentage format.
  These are mandatory fields.

Click Save.

The new Stage Curing Rule appears in the list of Stage Curing Rules on the Stage Curing Rule Summary Page.