8.1 Liquidity Coverage Ratio (LCR)

The Liquidity Coverage Ratio ensures that the bank holds sufficient High-Quality Liquid Assets (HQLA). For the purpose of LCR computations in Investment Accounts, the bank uses only Unrestricted Investment Accounts (UA) as Restricted Investment Accounts (RA) are subject to redemption conditions, fulfillment of which would significantly mitigate the liquidity risk.