1. Deposit Insurance Calculations for Liquidity Risk Management User Guide
  2. FDIC Part 370 Calculations
  3. ORC Classification and Insurance Calculation
  4. Single Accounts (SGL)
  5. Insurance Limit

6.3.1.1 Insurance Limit

Insurance calculation and the Standard Maximum Deposit Insurance Amount (SMDIA) are applied in the following way:

Legal Entity/Separately insured branch- Ownership Right and Capacity-Customer level

A deposit held by an individual in his or her own capacity in a single account is insured for a maximum of up to the SMDIA.