1. Deposit Insurance Calculations for Liquidity Risk Management User Guide
  2. FDIC Part 370 Calculations
  3. ORC Classification and Insurance Calculation
  4. Annuity Contracts (ANC)
  5. Insurance Limit

6.3.12.1 Insurance Limit

Insurance Calculation and the Standard Maximum Deposit Insurance Amount (SMDIA) are applied at:

Legal Entity/Separately insured branch- Ownership Right and Capacity-Customer- Account Participant level

For Funds held by the Insurance Company, this would be:

Legal Entity/Separately insured branch- ANC-Insurance company/corporation- Beneficiary (Annuitant) level

For Funds held by the Annuitant, Insurance calculation and the Standard Maximum Deposit Insurance Amount (SMDIA) are applied at:

Legal Entity/Separately insured branch- ANC - Beneficiary (Annuitant) level