4.2.5.1 Allocation of Maximum Insured Amount

The insurance limit captured at each customer-ownership category combination is allocated to multiple accounts in the decreasing order of the outstanding amount (including interest) of the accounts, provided it fully covers the outstanding amount of the account. The insurance coverage status is updated for each deposit account as follows:

• Fully Insured: Insured Amount = Outstanding Amount
• Partially Insured : Insured Amount > 0 and < Outstanding amount
• Uninsured: Insured Amount = 0