1. User Guide
  2. Deposit Insurance Calculations as per FDIC 370
  3. ORC Classification and Insurance Calculation
  4. Public Bond Accounts (PBA)
  5. Insurance Limit

5.3.13.1 Insurance Limit

Insurance calculation and the Standard Maximum Deposit Insurance Amount (SMDIA) are applied at:

Legal Entity/Separately insured branch- Ownership Right and Capacity-Customer- Account Participant level

For PBA this would be:

Legal Entity/Separately insured branch- Ownership Right and Capacity-Public Unit- Bondholder- level

Bondholders will be insured for up to SMDIA for all bonds issued by the same issuer regardless of whether there are different series involved.