6.3.1.4 Off-Balance Sheet Items

Table 5-7 Assumptions list

Assumption Name	Assumption Description	Regulatory Requirement Addressed	Regulatory Reference: Notification of the Bank of Thailand No. FPG. 1 /2561
BOT RSF- Credit and liquidity facilities to client	[BOT]: RSF - irrevocable, revocable and conditionally revocable credit, and liquidity facilities offered to any clients by the bank.	The RSF factor applicable to irrevocable, revocable and conditionally revocable credit and liquidity facilities offered to any clients by the bank, is predefined as part of this assumption. The assumption applies a 5% RSF factor to the undrawn amount of irrevocable and conditionally revocable credit and liquidity facilities and RSF factor of 0% in case of revocable credit and liquidity facilities.	MC Paragraph - 2.4
BOT RSF- Guarantees and letters of credit	[BOT]: RSF - guarantees and letters of credit.	The RSF factor applicable to the Guarantees and Letters of credit offered by the bank is predefined as part of this assumption. The assumption applies a 0.5% RSF factor to the EOP balance of the trade-related Guarantees and Letters of credit and RSF factor of 1% for non-trade related Guarantees and Letters of credit.	MC Paragraph - 2.4
BOT RSF- Other Contractual Obligations	[BOT]: RSF - other Contractual Obligations.	The RSF factor applicable to contractual obligations other than credit and liquidity facilities to client and guarantees and letters of credit is predefined as part of this assumption. The assumption applies a 100% ASF factor on all the contractual obligations other than credit and liquidity facilities to clients and guarantees and letters of credit.	MC Paragraph - 2.4
BOT-RSF- Non contractual obligations - Structured Products	[BOT]: RSF - non-contractual obligations type such as adjustable rate notes, VRDNs, managed funds, and so on.	The RSF factor applicable to the non-contractual obligations for structured products such as Variable rate notes (VRDNs), Adjustable rate notes (ARDNs), and so on, offered by the bank, is predefined as part of this assumption. The assumption applies a 100% RSF factor to the EOP balance for aforesaid non-contractual obligations.	MC Paragraph - 2.4
BOT-RSF- Debt Buy Back Requests - Non-Dealer Bank	[BOT]: non-contractual obligations type such as potential requests for debt repurchases.	The RSF factor applicable to the non-contractual obligations for debt repurchase is predefined as part of this assumption. The assumption applies a 0% RSF factor to the debt buy-back amount for the debt securities issued or sponsored.	MC Paragraph - 2.4
BOT-RSF- Non contractual obligations type	[BOT]: non-contractual obligations type such as managed funds, and so on.	The RSF factor applicable to the non-contractual obligations type such as managed funds is predefined as part of this assumption. The assumption applies a 0% RSF factor to the aforesaid non-contractual obligations amount.	MC Paragraph - 2.4
BOT-RSF- Other Non contractual obligations type	[BOT]: RSF - other non-contractual obligations type.	The RSF factor for Other non-contractual obligations type is predefined as part of this assumption. The assumption applies a 0% RSF factor on the non-contractual obligations amount.	MC Paragraph - 2.4

Note:

Undrawn contractual committed facilities is configured as a T2T.