Prerequisites for the Calculation of EIR

The application requires the following values for the calculation of EIR:

• If Cash Flows are given as download - Cash Flows as of Origination date for fixed-rate accounts and Cash Flows on As-of-Date for Variable rate accounts.
• If Cash Flows are to be generated by OFS ALM - Account related attributes (As required by OFS ALM's Cash Flow Engine).

Table 8-1 Fields in the data prerequisites for EIR computation table

Key Parameters	Fixed-Rate	Floating Rate
Data Prerequisites for EIR Computation
Outstanding	Original Outstanding	Current Outstanding
Cash Flows	As of Origination Date	As of the given date
Fees (Applicable for EIR)	Original Fees (as of origination)	Deferred Fees (As of current date)
Premium or Discount	Original Premium or Discount	Deferred Premium or Discount
Cost	Original Cost	Deferred Cost
Other parameters (for example, Payment Frequency, Current Rate, and so on) -Detailed data requirements are mentioned separately.	Constant across both

Note:

This table is only to indicate the Origination Date versus As of Date data requirements, for Origination date EIR and As of Date EIR.