Provision Matrix Assignment

The Provision matrix data model holds both Twelve-month as well as lifetime provision rates against each Rating or DPD band, within a matrix. To compute the 12 month and Lifetime losses through a Provision matrix approach, it is required to provide both the 12-month provision rate as well as the Lifetime rate, for each combination, that is, each Rating or DPD band.

The ready-to-use Provision Matrix assignment Rule considers Product Type and Customer Type but may be reconfigured to consider other requisite account dimensions, Stage as a source dimension is not required, to assign a Provision Matrix.