5.5.1.7 Time

This report provides a view-by-line Time tracking of reporting lines, business, and performance metrics including comparison with time dimension levels.

You can use the following report filters to further slice and dice the available report charts:

Figure 5-110 Canvas Prompt Filters – Time Dimension

Figure 5-111 Variable Prompt Filters

• Select Income Statement Reporting Line: This is a mandatory filter for the group filtering on the Income Statement reporting line dimension. The following filter values are available for selection:
  • Net Income Before Tax: Net income before tax is the amount of profit made by the financial institution before income tax is paid. This figure is found by subtracting total expenses from total revenue.
  • Net Interest Income: Reflects the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities.
  • Non Interest Income: Income derived primarily from fees including deposit and transaction fees, insufficient funds (NSF) fees, annual fees, monthly account service charges, inactivity fees, check and deposit slip fees, and so on.
  • Operating Expenses: Expenses that a business incurs through its normal business operations.
  • Provisions for Credit Loss: Estimation of potential losses that a company might experience due to credit risk. The provision for credit losses is treated as an expense on the company's financial statements.

The view is segmented into three different perspectives. Actual, Budget Estimates, Operating Plan to enable comparison in these by dimensions Currency Code, Region, Organization Unit, and Product Hierarchy.

Figure 5-112 Selected Reporting Line

Figure 5-113 Key Business Metrics

Figure 5-114 Key Performance Metrics

Figure 5-115 Other Ratios -Actual