A.1 General Overview
- What is the purpose of STSA?
STSA is a financial analytics tool to conduct enterprise-wide stress testing and scenario analysis for regulatory compliance, risk management, and decision-making.
- How does STSA help with financial risk
assessment?
STSA allows users to define scenarios, create stress testing models, and analyze credit, market, liquidity, and operational risks to simulate downturns and take preventive actions.
- Is STSA only for regulatory stress testing?
No. It also supports internal planning, capital allocation, and broader risk assessment beyond regulatory exercises.