A.1 General Overview

1. What is the purpose of STSA?

   STSA is a financial analytics tool designed to help banks and financial institutions conduct enterprise-wide stress testing and scenario analysis. It supports regulatory compliance, financial risk management, and business decision-making.

2. How does STSA help with financial risk assessment?

   STSA allows users to define scenarios, create stress testing models, and analyze financial risks across multiple areas such as credit, market, and operational risk. It enables organizations to simulate potential financial downturns and take preventive actions.

3. Is STSA only for regulatory stress testing, or can it be used for internal analysis?

   While STSA is primarily designed to help with regulatory compliance, it can also be used for internal financial planning, capital allocation, and risk assessment.

4. What types of financial risks does STSA cover?

   STSA helps analyze credit risk, market risk, liquidity risk, operational risk, and capital adequacy.

5. Can STSA integrate with third-party financial models?

   Yes, STSA supports integration with third-party models and data sources, allowing users to incorporate external financial models into their stress testing workflows.