OPERA Controls — Credit Card

The following tables outline the parameters and settings that can be configured in the OPERA Controls Credit Card group.

Table 11-26 OPERA Controls — Credit Card Functions

PARAMETER	RELATED FUNCTION / PARAMETER / SETTING	DESCRIPTION
CHIP AND PIN [CHIP_AND_PIN]		Activates the Chip and PIN functionality. Note: Either the Online Settlement parameter must be On or the Authorization Settlement at Checkout setting must be configured. The Batch Settlement parameter cannot be On.
	CHIP AND PIN PAYMENT METHOD [CHIP_AND_PIN_PAY_LOV]	Specifies the credit card types that should exhibit Chip and PIN functionality when using a Chip and PIN enabled terminal.
PAY BY LINK [PAY_BY_LINK_YN]		Enables the Pay By link feature to generate a credit card payment link email.

Table 11-27 OPERA Controls — Credit Card Parameters

PARAMETER	RELATED FUNCTION / PARAMETER / SETTING	DESCRIPTION
ADVANCED AUTHORIZATION RULES [ADVANCED_AUTHORIZATION_RULES]		Enables the Automatic Credit Card Authorization Scheduling functionality.
AUTOMATIC AUTHORIZATION [AUTO_AUTH_ACTIVE_YN]		Turns on the Automatic Credit Card Authorization Scheduling functionality. The Automatic Authorization Interval Time setting and the Automatic Authorization Failure No Post Flag and Exclude No Post Reservations From Automatic Authorization parameters are visible when the Automatic Authorization parameter is On and a credit card interface is configured in the property.
	AUTOMATIC AUTHORIZATION INTERVAL TIME [AUTO_AUTH_INTERVAL]	Specifies the interval in minutes after completion of an automatic credit card authorization and the start of the next instance. Minimum of 60 minutes.
	USE FOLIO BALANCE FOR AUTOMATIC CREDIT CARD AUTHORIZATION [USE_FOLIO_BALANCE_FOR AUTOMATIC_CREDIT_CARD AUTHORIZATION]	Automatic Credit Card Authorization will process the full folio balance authorization only if the balance of the folio exceeds already authorized amount.
	AUTOMATIC AUTHORIZATION FAILURE NO POST FLAG [AUTOMATIC_AUTH_FAILURE_NO_POST_FLAG]	When active, the reservation No Post checkbox is automatically selected when the credit card authorization fails.
	EXCLUDE NO POST RESERVATIONS FROM AUTOMATIC AUTHORIZATION [EXCLUDE_NO_POST_RESERVATIONS_FROM_AUTOMATIC_CC_AUTH]	When active, reservations with the No Post check box selected are not included in any automatic processes for Credit Card Authorizations.
	AUTOMATIC AUTHORIZATION UNCHECK NO POST [AUTOMATIC_AUTH_UNCHECK_NO_POST_FLAG]	For reservations with the No Post check box selected, if a successful automatic Credit Card Authorization is obtained then uncheck the No Post check box.
	EXCLUDE RESERVATIONS FROM AUTOMATIC AUTHORIZATION [EXCLUDE_NO_POST_RESERVATIONS_FROM_AUTOMATIC_CC_AUTH]	Enables the ability to exclude reservations from the automatic credit card authorization process.
BATCH SETTLEMENT [CC_BATCH_SETTLEMENT]		Activates Batch Settlements functionality for supported systems, where payments/settlements posted in OPERA Cloud are kept for later processing in batch as part of the end-of-day routine or manually initiated . This parameter and Online Settlement parameter are mutually exclusive.
CREDIT CARD TYPE CHECK/USAGES [CC_USAGE_CHOICES]		Enables a cross check between the credit card type and usages for that card type. This is used for any credit card types where a separate transaction code is applied to each specific usage of the card.
	BLACKLIST CARD CHECK [BONUS_CHECK_VALIDATION]	Flag to specify if the system should perform Bonus Check Validations.
CREDIT LIMIT OVERAGE PAYMENTS [CREDIT_LIMIT_OVERAGE_PAYMENTS]		Enables the processing of automatic payments for the total balance of a folio when the balance is equal or higher than the credit limit set for that credit card payment method. Automatic Credit Limit Overage payments are processed based on the Credit Limit Overage Payments Interval Time setting. Provides additional controls to automatically make credit card payments in folios when the credit limit is equal or exceeds, as well allows users to access the Credit Limit Overages screen and process payments on demand. Note: the Online Settlement parameter must be On for the property.
	DEFAULT CREDIT LIMIT OVERAGE PAYMENTS AUTO PAY [DEFAULT_OVERAGE_PAYMENTS_AUTO_PAY]	When this parameter is On, the Credit Limit Auto Pay check box on new reservations is selected by default.
	CREDIT LIMIT OVERAGE PAYMENT FAILURE NO POST FLAG [OVERAGE_PAYMENT_FAILURE_NO_POST_FLAG]	When this parameter is On, the No Post check box is automatically selected when a Credit Limit Overage payment fails in a reservation. When the Credit Limit Overage Payment Failure No Post Flag parameter is Off, a reservation that has failed to apply a payment to any folio window during the Credit Limit Overage process, the No Post check box for that reservation will remain unchanged from its current status. When the Credit Limit Overage Payment Failure No Post Flag parameter is On, a reservation that has failed to apply a payment to any folio window during the Credit Limit Overage process, the “No Post” check box for that reservation will be selected setting it to No Post.
	EXCLUDE NO POST RESERVATIONS FOR CREDIT LIMIT OVERAGE PAYMENTS PARAMETER [EXCLUDE_NO_POST_RESERVATIONS_FOR_OVERAGE_PAYMENTS]	When this parameter is On, reservations is indicated as No Post are not processed in Credit Limit Overages. When the Exclude No Post Reservations For Credit Limit Overage Payments parameter is Off, reservations that have been indicated as No Post are included in the Credit Limit Overage process. When the Exclude No Post Reservations For Credit Limit Overage Payments parameter is On, reservations that have been indicated as No Post are excluded from the Credit Limit Overage process.
	CREDIT LIMIT OVERAGE PAYMENTS INTERVAL TIME [OVERAGE_PAYMENTS_INTERVAL_TIME]	Specifies the interval in minutes after completion of an automatic Credit Limit Overage processing of Payments and the start of the next instance. The minimum value is 30 minutes. When set to 0 minutes, the automatic Credit Limit Overage processing of payments will not be executed. When a time interval is set in the Credit Limit Overage Payments Interval Time setting, the Automatic Credit Limit Overage process will start on the set interval of time after a previous instance of the process has been completed.
	CREDIT LIMIT OVERAGE PAYMENT METHODS [CREDIT_LIMIT_OVERAGE_PAYMENT_METHODS]	Set the Credit Card Payment Methods to qualify for automatic Credit Limit Overage processing of payments. The processing of automatic payments cannot begin unless at least one credit card payment method is selected for the Credit Limit Overage Payment Methods setting. Only cards of the selected payment method are processed.
MANUAL AUTHORIZATION NOTIFICATION [MANUAL_AUTH]		Delivers an authorization message to the credit card processing vendor when a manual credit card authorization code is obtained and entered in the reservation. This is available if the credit card interface uses web-enabled transaction processing via VPN or secure HTTP.
OPI CLOUD CREDIT CARD PROCESSING [OPI_CLOUD_CREDIT_CARD_PROCESSING]		Activates OPI credit card delivery, and disables IFC Controller for credit card processing.
OPI TOKEN PROXY SERVICE [OPI_TOKEN_PROXY_SERVICE]		Enables Token Proxy Service configuration on the OPI tenant portal and supports the token exchange process through the OPI Cloud interface. This feature is only applicable only for the Reservation Sales Screen (OPERA Cloud Central Management Services), OPERA Distribution Channel Cloud Services and the Oracle Hospitality Integration Platform. OPI Token Proxy Service OPERA Control and OPI Cloud Credit Card Processing OPERA Controls are mutually exclusive.
ONLINE SETTLEMENT [CC_ONLINE_SETTLEMENT]		Activates Online Settlements functionality for supported systems, to allow sending to the bank payments/settlements upon processing in OPERA Cloud, This parameter and Batch Settlement parameter are mutually exclusive.
	TEMPORARILY STORE OFFLINE SETTLEMENTS [CC_OFFLINE_SETTLEMENT]	Stores failed online settlements (due to the credit card interface not running) and processes them offline at the end of the day.
PAYMENT SERVICES DIRECTIVE [PAYMENT_SERVICES_DIRECTIVE]		Enables Payment Services Directive (PSD2) specifications for processing of credit card payments and settlements when an EFT interface is configured at the property. A Card Present checkbox is displayed in the following screens: Look to Book Sales Deposit Payment Check-In Verify Payment Payment Instructions Authorization and History Billing Payment House Posting Account Post It Payment Passer By Payment Accounts Receivable Payment By default, the Card Present check box is unchecked. It remains unchecked if the credit card is manually entered and is automatically checked if the credit card is not manually input or received through an interface. The CIT (Customer Initiated Transaction) value is available in the  Viewing Changes Log Details. (Not available when the Credit Card Wallet OPERA Control is active).
PRE-AUTHORIZE CREDIT CARDS PRIOR TO CHECK IN [CC_PRE_CHECK_IN_AUTHORIZATION]		Enables the ability to pre-authorize credit cards for reservations up to 10-days prior to arrival; using the authorization rule selected in the reservation.
PROMPT FOR TERMINAL [PROMPT_FOR_TERMINAL]		Allows a terminal to be selected for credit card transactions.
SEND TOTAL TAX IN SETTLEMENTS [SEND_TOTAL_TAX]		Specifies if the system is required to send Total Tax amounts in settlement requests to the interface.

Table 11-28 OPERA Controls — Credit Card Settings

SETTING	RELATED FUNCTION / PARAMETER / SETTING	DESCRIPTION
AUTHORIZATION REVERSAL ALLOWED [AUTH_REVERSAL_ALLOWED_LOV]		Specifies the credit card types that have authorization reversal permitted by the credit card vendor. Existing authorizations for selected credit card types are reversed if a different credit card or method of payment is used at check out.
AUTHORIZATION AT CHECK IN [AUTH_AT_CHECKIN_LOV]		Specifies the credit card types that require an automatic authorization at check in.
AUTHORIZATION DURING STAY/DEPOSIT [AUTH_DURING_STAY_LOV]		Specifies the credit card types that permit manual and automatic authorization checks for deposits, and following check in and prior to check out and settlement. This setting must be enabled to permit authorizations by the End of Day routine.
AUTHORIZATION SETTLEMENT AT CHECK OUT [AUTH_STLMT_AT_CHECK_OUT_LOV]		Specifies the credit card types for authorization and settlement during check out.
DAYS TO PURGE CREDIT CARD AUTHORIZATION LOG [PURGE_CC_AUTH_LOG_DAYS]		Specifies the number of days when the credit card authorization log is removed. Valid values: Any number of days can be entered. If left blank, then the purge occurs every 30 days.
DAYS TO PURGE CREDIT CARDS [DAYS_TO_PURGE_CREDIT_CARDS]		Global setting that specifies the number of days when the credit card information is removed when no transactions or reservations are active.
DEPOSIT ADDRESS VERIFICATION [ADDRESS_VERIFICATION_LOV]		Specifies the credit card types that require the billing address during payment.
DEPOSIT CVV2 CHECK [CVV2_CHECK_LOV]		Specifies the credit card types for which the Credit Card Security Code (CVV2) is required when making a payment.
HOTEL ID [CC_HOTEL_ID]		Specifies the hotel ID.
SETTLEMENT AUTHORIZATION CODE [SETTLEMENT_AUTHORIZATION_CODE]		Specifies the authorization code used at settlement if multiple authorization codes exist.