The diagram illustrates the payment and fee flow for an unreferenced refund transaction between Oracle and an Oracle customer.

A refund of $5.00 is initiated and captured by Oracle. Oracle processes the refund and returns $5.00 to the guest.

On Day +1, Oracle performs a refund adjustment through a funds transfer. The Oracle customer is debited $5.25, consisting of:

The diagram shows the flow of funds between Oracle, the transaction action layer, and the Oracle customer account.