Funds Capture Process Profiles

A funds capture process profile is a key setup entity that contains all the rules necessary for processing funds capture transactions. It tells Oracle Fusion Payments how to communicate with a specific payment system, and includes the payment system accounts to be used for

A funds capture process profile contains rules that control each of the following steps of the funds capture process:

• Formatting messages

• Building settlements into a settlement batch

• Transmitting messages to the payment system

Formatting Messages

When the processing type is Bank Account, a Verification section is displayed on the Create Funds Capture Process Profile page. When the processing type is Credit Card, an Authorization section is displayed instead of the Verification section. In either case, you select the format in which your payment system expects to receive the online message. This outbound format instructs Oracle Fusion BI Publisher how the message should look. You also select the format in which you expect to receive an inbound response from the payment system.

The Settlement section on the Create Funds Capture Process Profile page enables you to select a settlement message format that your payment system accepts. The settlement is online for a gateway-type payment system and in a batch for a processor-type payment system. Online settlement transactions are typically transmitted in a group, although they're processed as individual transactions. You also select the format in which you expect to receive an inbound response from the payment system.

You can select formats for contacting your payment system to retrieve an acknowledgment. You can also select other formats for receiving responses from the payment system that specifies whether a transaction succeeded or failed. Acknowledgments can be pushed by the payment system to your company, or your company can retrieve acknowledgments from the payment system.

In the Notification to Payer section on the Create Funds Capture Process Profile page, you select a notification format and delivery method to the payer. A payer notification is a message sent to each payer after the settlement or settlement batch is transmitted. The message notifies each payer of a funds capture transaction that charges their credit card or bank account.

Building Settlements into a Settlement Batch

In the Creation Rules tab on the Create Funds Capture Process Profile page, you select settlement grouping attributes. When a specific grouping attribute is enabled, Payments ensures that settlements within one settlement batch all share the same value. Settlements with disparate attribute values trigger the creation of as many settlement batches as there are unique value combinations. For example, if you select Business Unit as a grouping rule, then only settlements with the same business unit are grouped in a settlement batch.

You can also limit the size of the settlement batch by amount or number of settlements.

Transmitting Messages to the Payment System

A funds capture process profile is specific to one payment system and its payment system accounts. In the Accounts tab on the Create Funds Capture Process Profile page, you specify payment system accounts for use with the funds capture process profile. For each payment system account you enable, you select up to three transmission configurations, one each for authorizations or verifications, settlements, and acknowledgments. The payment system account identifies Payments to the payment system, and the transmission configurations tell Payments how to transmit transactions to the payment system.